Asset Allocation Accounts

Half the Fees,
Twice the Performance

Like the idea of Adaptive Asset AllocationTM, but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account gives you access to a Certified Investment Advisor who uses our investment strategy within the framework of a more traditional investment approach.

Asset Allocation Accounts

Half the Fees,
Twice the Performance

Like the idea of Adaptive Asset Allocation,
but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account gives you access to a Certified Investment Advisor who uses our investment strategy within the framework of a more traditional investment approach.

"We're a full-service investment advisor, so we'll sit down with every individual client and help them determine their needs, in all areas of their financial health. When it comes to their retirement savings, though, I've never seen any better vehicle than HORIZON, so within the parameters of their risk tolerance and needs, that's where we'll work with the retirement portion of their portfolio."

Mark Berube, ChFC, CLU
CFA and President. Patriot Advisory Group

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Working with HORIZONTM, Patriot Advisory will focus on three things.

icon-1

Performance

Our goal is to get you the highest
possible return the market will allow.

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Low Fees

Our fees are HALF the amount you would
pay a traditional financial advisor.

icon-2

Suitability

We tailor your asset allocation to
your personal needs and risk tolerance.

Working with HORIZONTM, Patriot Advisory will focus on three things.

    icon-1 line icon-2 line icon-3

Performance

Our goal is to get you the highest
possible return the market will allow.

Low Fees

Our fees are HALF the amount you would
pay a traditional financial advisor.

Suitability

We tailor your asset allocation to
your personal needs and risk tolerance.

Adaptive Allocation Account Fund Distribution

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AAdaptive Asset AllocationTM with
Traditional Risk Management

Adaptive Allocation Account Fund Distribution

An Asset Allocation Account consists of two primary components:
  • Adaptive Asset AllocationTM for growth
  • Protection (fixed income, stable value, cash)
The size of each component is determined based on your answers to a traditional risk profile interview. Your risk profile will determine if you are best suited to a Conservative, Moderate or Aggressive investment style.
Your investment style will determine the size of the Adaptive Asset AllocationTM component as follows:
  • Conservative: 0% - 30%
  • Moderate: 0% - 60%
  • Aggressive: 20% - 100%

Frequently Asked Questions

faqHow much money do I need to start?

We currently do not have an account minimum, but in the best interest of the client we suggest approximately $100,000 to invest.

faqHow do you decide which fund are best for me?

Through our discussions with clients, we get a comprehensive view of their financial needs that helps determine their investment balance. We use the Compass Investors’ Adaptive Asset Allocation algorithm, HORIZON, to decide how to invest the portion of their portfolios they wish to adapt to market conditions on a 5-week basis.

faqWhat if I am already retired?

While retired clients have different investment needs, we recommend that every investor—at whatever stage—have a strategy in place. If you are already retired and don’t have a strategy, please CALL us today!

faqWhat if I don’t have money at Fidelity?

No problem. Our team will work with you to find the best solutions possible, complete paperwork, and assist in the transition process.

faqWhat is your relationship with Fidelity?

Fidelity Clearing & Custody Solutions provides our firm with a comprehensive clearing, custody platform, record keeping, and trading. This allows a layer between the client’s money and our firms, as no assets are held directly with Compass Investors or Mark Berube the advisor.

Fidelity Clearing & Custody Solutions® provides a comprehensive clearing and custody platform, brokerage services, trading capabilities and practice management and consulting to registered investment advisors (RIAs), including strategic acquirers and professional asset managers, as well as retirement record-keepers, broker-dealer firms, and banks. The goal of Fidelity Clearing & Custody Solutions® is to help clients ensure that they are always future-ready by providing knowledgeable consulting, exceptional people and transformative technology.

faqWhat about risk?

Risks must be considered in all investment decisions, of course, but we try to get our clients to consider more than the risk of any given “loss” month to month: the greater risk is running out of money before you die.

Compass Investors - Contact Us

Client Testimonials

Their service is top-notch--they quickly answered my questions, gave me ideas, and resolved any issues.
It is very affordable and an amazing value--unique in the marketplace. Where else can you get guarantee."

Michael Fross (michael@fross.org)

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