HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 8/24/2020
Plan Name
(Click to see investment choices)
Plan Type[1] 12/16/19
(YTD)
12/31/18
(1-YR+)
12/26/16
(3-YR+)
12/22/14
(5-YR+)
12/17/12
(7-YR+)
12/28/09
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - 5.4% 16.1% 10.0% 7.3% 8.8% 8.7% 7.0% - -
Vanguard Balanced Index (60%/40%) - 7.4% 17.2% 10.5% 8.3% 9.7% 9.7% 7.7% - -
Vanguard Wellesley Income (40%/60%) - 5.4% 11.7% 7.3% 6.3% 7.2% 7.8% 7.7% - -
Fidelity Freedom 2030 - 3.7% 14.3% 10.3% 7.4% 8.7% 8.7% 7.0% - -
Fidelity Freedom 2010 - 4.4% 10.8% 7.9% 5.7% 6.3% 6.8% 6.4% - -
HORIZON™ Average - (9.1%) 7.43% 8.01% 9.75% 9.75% 8.31% 12.62% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—All Funds P (8.5%) 10.4% 10.2% 7.8% 11.0% 9.0% 12.4% Details E  
Accenture—Unrestricted P (14.4%) 5.7% 7.1% 5.0% 8.5% 7.7% 12.3% Details E
ADP P (6.4%) 8.6% 7.2% 6.2% 10.3% 8.8% 10.7% Details E
Ameritas Choice Series A P (2.7%) 10.5% 8.8% 5.2% 7.9% 6.4% 11.0% Details E
Aon Corporation P (11.1%) 3.2% 7.0% 5.7% 9.9% 8.1% 12.2% Details E
Bank of America P (12.9%) 4.1% 6.5% 4.0% 8.5% 6.4% 8.5% Details E
Baylor College of Medicine P (8.5%) 8.0% 7.1% 5.3% 9.1% 8.0% 13.7% Details E
CCH P (13.9%) 3.9% 7.0% 4.1% 7.9% 6.7% 10.5% Details E
Centaurus Financial P (11.1%) 7.6% 7.4% 5.7% 9.2% 7.1% 12.6% Details E
Centier Bank 401(k) Plan P (15.3%) 0.7% 5.3% 3.5% 7.5% 6.4% 12.7% Details E
Chicago Deferred Compensation Plan P (12.4%) 3.4% 6.6% 4.4% 9.5% 7.7% 10.7% Details E
Cisco P (7.6%) 8.0% 7.6% 5.4% 9.5% 7.4% 10.6% Details E
Coca-Cola P (14.1%) 3.8% 5.5% 4.0% 8.7% 5.6% 10.6% Details E
Coca-Cola Bottlers Assn P (9.7%) 7.9% 8.5% 6.5% 9.7% 8.1% 13.6% Details E
Dell Technologies P (16.8%) (0.0%) 4.0% 2.4% 7.0% 6.1% 11.2% Details E
Equitable Series A P (9.3%) 6.0% 7.3% 4.1% 8.3% 8.2% 13.2% Details E
Ernst & Young P (0.9%) 15.0% 13.0% 10.5% 13.3% 11.0% 13.4% Details E
FedEx Corporation P (10.7%) 3.5% 6.5% 5.0% 9.4% 7.8% 10.9% Details E
Fidelity--Illinois SMP P (4.3%) 10.6% 9.4% 6.8% 10.1% 9.0% 12.4% Details E
Genentech P (7.2%) 11.3% 9.2% 6.3% 10.0% 8.5% 11.5% Details E
Granite Telecommunications P (14.4%) 5.2% 7.0% 4.7% 8.5% 7.5% 10.5% Details E
Halock Security Labs P (8.3%) 5.9% 7.5% 6.0% 10.4% 8.7% 11.2% Details E
Hill-Rom  P (13.4%) 4.0% 7.2% 5.1% 8.6% 7.3% 13.2% Details E
IBM Corp. P (13.7%) 4.5% 5.4% 4.0% 7.9% 6.1% 7.7% Details E
Insperity P (14.2%) 2.0% 6.1% 4.2% 8.4% 7.4% 10.5% Details E
Jones Lang LaSalle P (1.3%) 13.1% 10.6% 7.9% 11.4% 9.7% 13.3% Details E
KPMG P (14.5%) 2.8% 4.9% 2.4% 6.8% 6.5% 13.9% Details E
Kronos P (15.1%) 3.1% 6.1% 4.4% 7.9% 6.9% 11.7% Details E
Ladenburg Savings Plan P (15.2%) 2.6% 6.4% 5.0% 9.3% 7.9% 11.3% Details E
Lockheed Martin P (15.1%) 1.8% 4.3% 2.6% 6.9% 5.8% 10.5% Details E
McKesson Corporation P (9.3%) 7.7% 8.7% 6.7% 10.8% 9.0% 10.6% Details E
Mead Johnson P (4.6%) 11.9% 8.6% 5.6% 9.1% 7.3% 10.2% Details E
Merck & Co., Inc. P (13.9%) 3.2% 6.2% 4.4% 8.5% 7.5% 9.9% Details E
Michigan ORS Plan P (10.8%) 5.2% 6.6% 4.8% 8.5% 7.2% 11.1% Details E
Microsoft P 2.0% 17.6% 11.9% 9.2% 12.2% 10.5% 13.0% Details E
National Express P 2.7% 2.9% 6.1% 4.4% 8.4% 7.7% 11.5% Details E
NetApp P (6.3%) 10.0% 9.7% 8.0% 11.6% 9.7% 11.8% Details E
Oracle Corporation P (5.2%) 12.1% 10.3% 8.0% 10.6% 6.2% 11.8% Details E
Accenture—Unrestricted P NA NA NA NA NA NA NA Details E
Simple Truth P (12.7%) 4.9% 7.6% 4.4% 8.2% 7.3% 10.6% Details E
Sinai Health System P 2.7% 5.1% 6.2% 4.4% 7.6% 6.9% 11.9% Details E
Sirius Computer Solutions, Inc. P (10.3%) 5.7% 6.3% 4.2% 8.2% 6.7% 10.1% Details E
St. of Connecticut P (12.7%) 5.7% 7.7% 4.9% 8.3% 7.3% 8.8% Details E
Accenture—Unrestricted P (14.4%) 5.7% 7.1% 5.0% 8.5% 7.7% 12.3% Details E
The Travelers Companies, Inc. P (9.0%) 7.1% 7.7% 5.5% 8.9% 7.2% 11.0% Details E
Accenture—Unrestricted P (14.4%) 5.7% 7.1% 5.0% 8.5% 7.7% 12.3% Details E
TIAA M (16.9%) 4.4% 8.1% 5.2% 9.0% 7.7% 7.7% Details E 800-842-2252
TIAA--Illinois SMP M (4.8%) 8.8% 8.4% 6.7% 9.4% 8.3% 9.7% Details E 800-842-2252
Underwriters Laboratories P (8.2%) 10.5% 8.3% 6.5% 10.2% 9.3% 13.0% Details E
United Health Care Group P (15.8%) 0.7% 3.5% 1.8% 6.6% 5.4% 10.6% Details E
Accenture—Unrestricted P (14.4%) 5.7% 7.1% 5.0% 8.5% 7.7% 12.3% Details E
US Foods P (15.5%) 1.6% 3.3% 1.9% 6.7% 5.8% 11.5% Details E
Visual Supply Company P (11.1%) 0.3% 4.4% 2.1% 6.7% 7.9% 13.0% Details E
VMWare P (10.9%) 5.9% 6.9% 4.6% 8.4% 7.1% 11.0% Details E
Wells Fargo & Company P 2.7% 12.8% 10.7% 8.4% 12.0% 9.5% 12.9% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Funds M (9.9%) 2.5% 7.0% 6.1% 9.3% 7.6% 11.1% Details E 800-421-9923
Fidelity Choice Series A M (7.0%) 7.8% 7.2% 5.3% 9.4% 6.7% 9.1% Details E-M 800-343-3548
Fidelity Choice Series S1 M (3.9%) 7.6% 5.8% 4.6% 9.1% 9.5% 13.1% Details E-M 800-343-3548
Franklin Templeton Series 2 M (1.1%) 11.3% 6.0% 4.3% 8.5% 6.9% 12.1% Details M 800-527-2020
Janus Choice Series A M (8.7%) 6.9% 8.9% 6.9% 10.8% 8.9% 14.5% Details ? Closed
Accenture—Unrestricted M (14.4%) 5.7% 7.1% 5.0% 8.5% 7.7% 12.3% Details M
T Rowe Price Series D M (6.7%) 9.3% 8.7% 7.5% 12.0% 10.8% 16.3% Details E 855-389-9474
Vanguard Choice Series B M 3.2% 13.4% 10.6% 8.1% 11.9% 10.1% 12.9% Details E 800-523-9442
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series B E (10.5%) 7.4% 8.7% 6.0% 9.6% 7.9% 11.0% Details M 800-387-2331
Fidelity ETF Series A E (15.3%) 3.4% 6.9% 5.1% 9.2% 7.8% 12.4% Details M 800-343-3548
Schwab ETF Choice Series A E (12.7%) 3.6% 5.2% 3.5% 7.5% 6.4% 11.9% Details M 866-855-9102
Accenture—Unrestricted E NA NA NA NA NA NA NA Details M 866-855-9102
TD Ameritrade ETF Series A E (9.6%) 8.8% 8.7% 5.6% 9.3% 7.8% 13.2% Details M 800-454-9272
Vanguard ETF Choice Series A E (10.2%) 8.6% 8.9% 6.3% 10.1% 9.2% 12.3% Details M 800-523-9442
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), E*TRADE, Schwab and Ameritrade ETF Series (1/1/2003)    
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.