HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 12/23/2019
Plan Name
(Click to see investment choices)
Plan Type[1] 12/16/19
(YTD)
12/31/18
(1-YR+)
12/26/16
(3-YR+)
12/22/14
(5-YR+)
12/17/12
(7-YR+)
12/28/09
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - 5.3% 22.0% 10.4% 7.2% 8.9% 8.7% 7.0% - -
Vanguard Balanced Index (60%/40%) - 5.1% 21.5% 10.4% 7.9% 9.5% 9.6% 7.6% - -
Vanguard Wellesley Income (40%/60%) - 3.1% 16.4% 7.7% 6.4% 7.4% 8.0% 7.8% - -
Fidelity Freedom 2030 - 4.8% 20.9% 11.4% 7.7% 9.0% 8.9% 7.0% - -
Fidelity Freedom 2010 - 2.8% 13.8% 8.2% 5.5% 6.3% 6.8% 6.4% - -
HORIZON™ Average - (100.0%) 26.79% 12.45% 12.51% 12.51% 10.09% 13.33% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—Unrestricted P (100.0%) 29.3% 12.6% 9.0% 11.9% 10.0% 13.5% Details E
Accenture—All Funds P (100.0%) 29.9% 14.5% 10.9% 13.6% 10.6% 13.2% Details E  
ADP P (100.0%) 26.5% 10.9% 9.1% 12.8% 10.4% 11.5% Details E
Aon Corporation P (100.0%) 22.7% 12.1% 9.6% 13.2% 10.3% 13.3% Details E
Ameritas Choice Series A P (100.0%) 26.7% 12.1% 7.3% 9.7% 7.5% 11.7% Details E
AXA Equitable Annuities Series A P (100.0%) 24.5% 11.7% 7.1% 11.0% 10.0% 14.2% Details E
Bank of America P (100.0%) 26.0% 11.9% 7.9% 11.8% 8.5% 9.5% Details E
Baylor College of Medicine P (100.0%) 26.4% 11.0% 8.2% 11.5% 9.6% 14.6% Details E
Coca-Cola Bottlers Assn P (100.0%) 26.9% 12.9% 9.7% 12.4% 9.9% 14.5% Details E
CCH P (100.0%) 24.7% 12.3% 7.9% 11.1% 8.8% 11.6% Details E
Chicago Deferred Compensation Plan P (100.0%) 23.3% 11.7% 8.1% 12.7% 9.8% 11.8% Details E
Centaurus Financial P (100.0%) 30.3% 12.4% 9.4% 12.3% 9.1% 13.6% Details E
Centier Bank 401(k) Plan P (100.0%) 23.7% 11.5% 8.1% 11.3% 8.9% 14.0% Details E
St. of Connecticut P (100.0%) 28.1% 13.1% 8.7% 11.5% 9.4% 9.8% Details E
Cisco P (100.0%) 27.1% 12.7% 9.5% 13.2% 9.8% 11.9% Details E
Dell Technologies P (100.0%) 21.1% 9.6% 6.7% 10.6% 8.5% 12.4% Details E
Ernst & Young P (100.0%) 31.6% 16.3% 12.8% 15.3% 12.2% 14.0% Details E
FedEx Corporation P (100.0%) 24.4% 11.8% 9.0% 12.8% 10.0% 12.0% Details E
Genentech P (100.0%) 31.3% 13.3% 9.1% 12.4% 10.1% 12.3% Details E
Granite Telecommunications P (100.0%) 26.9% 12.2% 8.5% 11.6% 9.7% 11.5% Details E
Hill-Rom  P (100.0%) 25.0% 12.6% 9.0% 11.8% 9.4% 14.4% Details E
Halock Security Labs P (100.0%) 24.0% 11.9% 9.3% 13.2% 10.6% 12.1% Details E
IBM Corp. P (100.0%) 25.7% 10.3% 7.7% 11.0% 8.5% 9.1% Details E
Jones Lang LaSalle P (100.0%) 26.3% 13.2% 9.6% 12.9% 10.6% 13.8% Details E
Coca-Cola P (100.0%) 25.4% 10.7% 7.9% 12.0% 7.6% 11.7% Details E
KPMG P (100.0%) 26.0% 10.4% 6.4% 10.2% 8.9% 15.3% Details E
Kronos P (100.0%) 25.4% 11.7% 8.6% 11.4% 9.2% 12.9% Details E
Lockheed Martin P (100.0%) 22.3% 9.3% 6.5% 10.0% 7.9% 11.6% Details E
Ladenburg Savings Plan P (100.0%) 25.0% 12.2% 9.4% 13.0% 10.3% 12.5% Details E
McKesson Corporation P (100.0%) 27.1% 13.0% 9.9% 13.4% 10.7% 11.4% Details E
Mead Johnson P (100.0%) 24.8% 10.9% 7.0% 10.5% 8.1% 10.6% Details E
Michigan ORS Plan P (100.0%) 25.1% 11.2% 8.3% 11.4% 9.1% 12.0% Details E
Merck & Co., Inc. P (100.0%) 23.6% 11.4% 8.3% 11.7% 9.6% 10.9% Details E
Microsoft P (100.0%) 28.9% 13.4% 10.1% 13.2% 11.0% 13.3% Details E
National Express P (100.0%) 24.9% 11.7% 8.6% 11.8% 10.1% 12.7% Details E
Insperity P (100.0%) 23.4% 11.8% 8.5% 12.0% 9.8% 11.7% Details E
NetApp P (100.0%) 30.5% 14.2% 11.3% 14.4% 11.5% 12.7% Details E
Oracle Corporation P (100.0%) 30.1% 14.0% 10.5% 12.8% 7.3% 12.5% Details E
Accenture—Unrestricted P NA NA NA NA NA NA NA Details E
Sirius Computer Solutions, Inc. P (100.0%) 25.3% 10.8% 7.4% 11.0% 8.5% 11.0% Details E
Sinai Health System P (100.0%) 23.5% 10.5% 7.6% 10.2% 8.7% 12.8% Details E
Simple Truth P (100.0%) 29.1% 13.5% 8.6% 11.6% 9.6% 11.7% Details E
Fidelity--Illinois SMP P (100.0%) 27.3% 12.9% 9.2% 12.1% 10.4% 13.1% Details E
Accenture—Unrestricted P (100.0%) 29.3% 12.6% 9.0% 11.9% 10.0% 13.5% Details E
TIAA M (100.0%) 30.2% 14.7% 9.9% 12.9% 10.2% 8.8% Details E 800-842-2252
Accenture—Unrestricted P (100.0%) 29.3% 12.6% 9.0% 11.9% 10.0% 13.5% Details E
TIAA--Illinois SMP M (100.0%) 21.3% 11.1% 8.6% 11.1% 9.4% 10.2% Details E 800-842-2252
The Travelers Companies, Inc. P (100.0%) 27.7% 12.5% 8.9% 11.7% 9.1% 12.0% Details E
Underwriters Laboratories P (100.0%) 30.3% 12.3% 9.4% 12.6% 11.0% 13.9% Details E
United Health Care Group P (100.0%) 23.1% 9.1% 6.0% 10.2% 7.8% 11.9% Details E
Accenture—Unrestricted P (100.0%) 29.3% 12.6% 9.0% 11.9% 10.0% 13.5% Details E
US Foods P (100.0%) 22.4% 8.2% 5.7% 9.9% 8.0% 12.7% Details E
VMWare P (100.0%) 27.3% 11.8% 8.2% 11.4% 9.0% 12.0% Details E
Visual Supply Company P (100.0%) 25.3% 10.9% 6.9% 10.7% 10.8% 14.4% Details E
Wells Fargo & Company P (100.0%) 28.0% 13.7% 10.4% 13.9% 10.6% 13.5% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Funds M (100.0%) 21.2% 12.2% 10.1% 12.5% 9.7% 12.1% Details E 800-421-9923
Fidelity Choice Series A M (100.0%) 23.0% 10.5% 7.7% 11.6% 8.0% 9.8% Details E-M 800-343-3548
Fidelity Choice Series S1 M (100.0%) 21.8% 8.6% 6.8% 11.1% 11.0% 13.8% Details E-M 800-343-3548
Franklin Templeton Series 2 M (100.0%) 29.0% 8.9% 6.3% 10.5% 8.2% 12.8% Details M 800-527-2020
Janus Choice Series A M (100.0%) 31.5% 14.0% 10.3% 13.7% 10.4% 15.4% Details ? Closed
Accenture—Unrestricted M (100.0%) 29.3% 12.6% 9.0% 11.9% 10.0% 13.5% Details M
T. Rowe Price Choice Series D M (100.0%) 28.5% 14.1% 12.2% 16.1% 13.5% 13.1% Details E 855-389-9474
Vanguard Choice Series B M (100.0%) 22.9% 12.3% 9.1% 13.0% 10.7% 13.3% Details E 800-523-9442
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series B E (100.0%) 26.9% 13.3% 9.3% 12.3% 9.6% 12.2% Details M 800-387-2331
Fidelity ETF Series A E (100.0%) 26.5% 12.8% 9.5% 12.8% 10.2% 13.6% Details M 800-343-3548
Schwab ETF Choice Series A E (100.0%) 22.2% 9.8% 6.8% 10.4% 8.3% 12.9% Details M 866-855-9102
Accenture—Unrestricted E NA NA NA NA NA NA NA Details M 866-855-9102
TD Ameritrade ETF Series A E (100.0%) 28.9% 13.1% 8.7% 11.9% 9.5% 14.4% Details M 800-454-9272
Vanguard ETF Choice Series A E (100.0%) 28.7% 13.5% 9.6% 12.8% 11.0% 13.2% Details M 800-523-9442
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), E*TRADE, Schwab and Ameritrade ETF Series (1/1/2003)    
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.