HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 6/15/2020
Plan Name
(Click to see investment choices)
Plan Type[1] 12/16/19
(YTD)
12/31/18
(1-YR+)
12/26/16
(3-YR+)
12/22/14
(5-YR+)
12/17/12
(7-YR+)
12/28/09
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - (2.8%) 11.9% 8.0% 6.0% 7.9% 8.0% 6.7% - -
Vanguard Balanced Index (60%/40%) - (0.4%) 13.6% 8.7% 7.1% 8.8% 9.1% 7.5% - -
Vanguard Wellesley Income (40%/60%) - 2.0% 10.8% 6.7% 5.8% 6.9% 7.6% 7.7% - -
Fidelity Freedom 2030 - (4.1%) 10.2% 8.4% 6.2% 7.8% 8.0% 6.7% - -
Fidelity Freedom 2010 - (0.7%) 8.5% 6.8% 4.9% 5.8% 6.4% 6.2% - -
HORIZON™ Average - (17.8%) 2.15% 6.27% 8.72% 8.72% 7.53% 12.28% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—All Funds P (18.0%) 3.7% 8.0% 6.0% 9.7% 8.0% 12.0% Details E  
Accenture—Unrestricted P (22.3%) (0.4%) 5.1% 3.3% 7.4% 6.9% 12.0% Details E
ADP P (14.1%) 3.5% 5.5% 4.8% 9.4% 8.1% 10.4% Details E
Ameritas Choice Series A P (12.2%) 4.3% 6.8% 3.4% 6.7% 5.5% 10.6% Details E
Aon Corporation P (14.7%) 0.7% 6.3% 5.1% 9.5% 7.9% 12.2% Details E
Bank of America P (19.3%) (0.8%) 5.0% 2.7% 7.6% 5.7% 8.2% Details E
Baylor College of Medicine P (18.9%) 0.3% 4.5% 3.2% 7.5% 6.9% 13.3% Details E
CCH P (21.0%) (1.7%) 5.3% 2.7% 6.9% 6.0% 10.2% Details E
Centaurus Financial P (18.3%) 2.5% 5.8% 4.3% 8.2% 6.4% 12.3% Details E
Centier Bank 401(k) Plan P (21.5%) (4.4%) 3.8% 2.2% 6.6% 5.8% 12.4% Details E
Chicago Deferred Compensation Plan P (19.9%) (2.3%) 4.8% 2.9% 8.4% 6.9% 10.4% Details E
Cisco P (16.6%) 1.6% 5.5% 3.7% 8.3% 6.4% 10.2% Details E
Coca-Cola P (22.0%) (2.4%) 3.5% 2.4% 7.5% 4.7% 10.2% Details E
Coca-Cola Bottlers Assn P (18.2%) 1.7% 6.5% 4.8% 8.6% 7.3% 13.2% Details E
Dell Technologies P (21.8%) (4.3%) 2.8% 1.4% 6.3% 5.6% 11.0% Details E
Equitable Series A P (18.7%) (1.0%) 5.0% 2.1% 7.0% 7.2% 12.8% Details E
Ernst & Young P (13.9%) 6.2% 10.1% 8.0% 11.6% 9.7% 12.8% Details E
FedEx Corporation P (19.1%) (3.0%) 4.5% 3.3% 8.2% 6.9% 10.5% Details E
Fidelity--Illinois SMP P (16.3%) 2.1% 6.6% 4.5% 8.4% 7.8% 11.9% Details E
Genentech P (18.9%) 2.9% 6.4% 4.0% 8.4% 7.3% 11.0% Details E
Granite Telecommunications P (22.3%) 0.1% 5.4% 3.3% 7.5% 6.9% 10.2% Details E
Halock Security Labs P (14.9%) 1.3% 6.0% 4.8% 9.5% 8.1% 10.9% Details E
Hill-Rom  P (20.5%) (1.4%) 5.5% 3.7% 7.6% 6.5% 12.9% Details E
IBM Corp. P (19.3%) 0.3% 4.0% 2.8% 7.1% 5.6% 7.4% Details E
Insperity P (21.8%) (4.1%) 4.2% 2.6% 7.3% 6.6% 10.2% Details E
Jones Lang LaSalle P (17.9%) 1.1% 6.7% 4.7% 9.0% 7.9% 12.5% Details E
KPMG P (20.6%) (2.0%) 3.4% 1.1% 5.9% 5.9% 13.7% Details E
Kronos P (20.9%) (1.5%) 4.7% 3.2% 7.1% 6.3% 11.5% Details E
Ladenburg Savings Plan P (20.2%) (1.3%) 5.3% 4.1% 8.7% 7.4% 11.1% Details E
Lockheed Martin P (21.0%) 52.7% 18.7% 14.3% 15.6% 11.9% 13.4% Details E
McKesson Corporation P (18.4%) 51.4% 21.0% 16.6% 18.2% 14.1% 12.9% Details E
Mead Johnson P (15.9%) 4.0% 6.0% 3.3% 7.5% 6.2% 9.6% Details E
Merck & Co., Inc. P (20.5%) (1.9%) 4.6% 3.1% 7.6% 6.8% 9.6% Details E
Michigan ORS Plan P (19.8%) 27.0% 13.1% 10.1% 12.6% 10.0% 12.4% Details E
Microsoft P (13.3%) 7.3% 8.4% 6.4% 10.1% 9.0% 12.3% Details E
National Express P (6.8%) (3.7%) 4.0% 2.7% 7.1% 6.8% 11.2% Details E
NetApp P (17.1%) 2.4% 7.2% 5.9% 10.1% 8.6% 11.3% Details E
Oracle Corporation P (17.4%) 3.5% 7.5% 5.6% 8.9% 4.9% 11.2% Details E
Accenture—Unrestricted P NA NA NA NA NA NA NA Details E
Simple Truth P (20.1%) (0.6%) 5.9% 2.9% 7.1% 6.5% 10.3% Details E
Sinai Health System P (6.8%) (1.0%) 4.2% 2.8% 6.4% 6.1% 11.5% Details E
Sirius Computer Solutions, Inc. P (18.0%) 0.0% 4.5% 2.6% 7.1% 5.9% 9.8% Details E
St. of Connecticut P (19.3%) 0.8% 6.2% 3.5% 7.4% 6.6% 8.5% Details E
Accenture—Unrestricted P (22.3%) (0.4%) 5.1% 3.3% 7.4% 6.9% 12.0% Details E
The Travelers Companies, Inc. P (18.9%) (0.2%) 5.3% 3.5% 7.5% 6.2% 10.6% Details E
Accenture—Unrestricted P (22.3%) (0.4%) 5.1% 3.3% 7.4% 6.9% 12.0% Details E
TIAA M (22.4%) 0.1% 6.9% 4.0% 8.3% 7.1% 7.5% Details E 800-842-2252
TIAA--Illinois SMP M (13.2%) 3.1% 6.5% 5.1% 8.3% 7.5% 9.3% Details E 800-842-2252
Underwriters Laboratories P (20.5%) 1.4% 5.3% 4.0% 8.3% 8.0% 12.4% Details E
United Health Care Group P (20.4%) (3.0%) 2.4% 0.9% 6.0% 5.0% 10.4% Details E
Accenture—Unrestricted P (22.3%) (0.4%) 5.1% 3.3% 7.4% 6.9% 12.0% Details E
US Foods P (22.6%) (4.2%) 1.4% 0.3% 5.6% 5.0% 11.2% Details E
Visual Supply Company P (18.3%) (3.4%) 3.4% 1.2% 6.1% 7.5% 12.8% Details E
VMWare P (17.0%) 1.6% 5.5% 3.4% 7.6% 6.5% 10.8% Details E
Wells Fargo & Company P (6.8%) 5.4% 8.3% 6.3% 10.6% 8.4% 12.4% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Funds M (14.3%) (0.7%) 6.2% 5.3% 8.8% 7.3% 10.9% Details E 800-421-9923
Fidelity Choice Series A M (15.9%) 1.5% 5.1% 3.6% 8.2% 5.8% 8.7% Details E-M 800-343-3548
Fidelity Choice Series S1 M (16.3%) (1.3%) 2.8% 2.2% 7.3% 8.3% 12.5% Details E-M 800-343-3548
Franklin Templeton Series 2 M (10.5%) 5.4% 3.9% 2.5% 7.3% 6.0% 11.8% Details M 800-527-2020
Janus Choice Series A M (14.7%) 2.3% 6.8% 4.8% 9.3% 7.5% 13.9% Details ? Closed
Accenture—Unrestricted M (22.3%) (0.4%) 5.1% 3.3% 7.4% 6.9% 12.0% Details M
T Rowe Price Series D M (14.6%) 4.1% 7.0% 6.0% 11.0% 10.1% 16.0% Details E 855-389-9474
Vanguard Choice Series B M (10.0%) 4.9% 7.8% 5.8% 10.2% 8.8% 12.4% Details E 800-523-9442
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series B E (18.8%) 1.3% 6.7% 4.4% 8.4% 7.0% 10.5% Details M 800-387-2331
Fidelity ETF Series A E (20.2%) (0.3%) 5.8% 4.1% 8.5% 7.3% 12.2% Details M 800-343-3548
Schwab ETF Choice Series A E (17.5%) 0.0% 4.1% 2.5% 6.9% 5.9% 11.7% Details M 866-855-9102
Accenture—Unrestricted E NA NA NA NA NA NA NA Details M 866-855-9102
TD Ameritrade ETF Series A E (16.4%) 4.3% 7.2% 4.3% 8.4% 7.1% 12.8% Details M 800-454-9272
Vanguard ETF Choice Series A E (16.9%) 4.0% 7.4% 5.1% 9.2% 8.5% 12.0% Details M 800-523-9442
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), E*TRADE, Schwab and Ameritrade ETF Series (1/1/2003)    
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.