HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 1/7/2019
Plan Name
(Click to see investment choices)
Plan Type[1] 12/11/17
(1-YR+)
12/7/15
(3-YR+)
1/6/14
(5-YR+)
1/2/12
(7-YR+)
1/12/09
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - (5.6%) 8.1% 4.4% 7.8% 10.3% 6.3% - -
Vanguard Balanced Index (60%/40%) - (3.8%) 5.9% 5.5% 7.9% 9.6% 5.4% - -
Fidelity Balanced (60%/40%) - (2.8%) 6.9% 6.0% 8.8% 10.8% 6.8% - -
Vanguard Wellesley Income (40%/60%) - (2.6%) 5.0% 4.8% 6.2% 8.2% 7.4% - -
Fidelity Freedom 2030 - (4.8%) 7.2% 5.2% 7.9% 10.1% 5.7% - -
Fidelity Freedom 2010 - (2.1%) 5.3% 4.0% 5.8% 7.9% 6.1% - -
HORIZON™ Average - (6.53%) 5.57% 1.53% 6.77% 6.80% 11.10% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—All Funds P (6.8%) 6.9% 2.6% 6.3% 6.3% 9.9% Details E  
Accenture—Unrestricted P (8.6%) 5.1% 0.4% 5.0% 5.4% 10.2% Details E
ADP P 1.5% 8.0% 3.7% 8.7% 8.1% 9.9% Details E
Ameritas Choice Series A P (8.6%) 4.1% (1.4%) 3.3% 4.0% 10.1% Details E
Aon Corporation P (9.8%) 5.5% 1.0% 6.8% 6.5% 11.4% Details E
Athletico P (20.1%) 1.1% (2.4%) 3.1% 4.9% 8.9% Details E
AXA Equitable Annuities Series A P (4.4%) 3.2% (1.0%) 4.5% 5.3% 10.3% Details E
Bank of America P (7.1%) 5.8% 0.3% 5.6% 5.5% 8.7% Details E
Baylor College of Medicine P (9.2%) 2.4% (0.6%) 5.0% 5.9% 11.5% Details E
CCH P (6.4%) 6.4% (0.7%) 5.3% 5.3% 10.5% Details E
Centier Bank 401(k) Plan P (8.8%) 5.7% 1.4% 5.8% 5.5% 11.0% Details E
Chicago Deferred Compensation Plan P (5.9%) 5.4% 1.9% 7.9% 7.0% 10.1% Details E
Cisco P (7.3%) 8.2% 2.8% 7.5% 7.0% 11.0% Details E
Coca-Cola P (8.3%) 5.3% 2.0% 6.7% 5.5% 10.5% Details E
Coca-Cola Bottlers Assn P (2.6%) 5.0% 0.9% 7.0% 6.9% 11.6% Details E
Ernst & Young P (5.3%) 8.7% 4.1% 8.1% 7.1% 10.7% Details E
Fidelity--Illinois SMP P (6.8%) 6.5% 2.6% 7.8% 7.5% 11.1% Details E
First Midwest Bank P (6.2%) 5.3% 1.7% 6.4% 6.8% 10.6% Details E
Halock Security Labs P (12.1%) 4.0% 1.8% 7.0% 6.7% 10.4% Details E
Hill-Rom  P (6.1%) 5.1% 1.4% 6.7% 7.0% 12.3% Details E
Huron Consulting Group P (9.0%) 5.5% 0.7% 5.6% 6.4% 11.3% Details E
IBM Corp. P (8.1%) 1.9% (1.1%) 3.7% 6.4% 4.3% Details E
Insperity P (7.3%) 6.2% 3.0% 7.2% 6.7% 9.9% Details E
Jones Lang LaSalle P (6.5%) 5.9% 1.4% 7.7% 7.2% 10.6% Details E
KPMG P (9.6%) 4.7% (0.5%) 5.0% 5.7% 12.4% Details E
Kronos P (2.4%) 9.2% 4.9% 8.9% 8.9% 12.3% Details E
Lockheed Martin P (11.4%) 2.3% (1.9%) 2.8% 2.7% 8.9% Details E
McKesson Corporation P (7.3%) 7.8% 2.9% 7.9% 6.3% 9.3% Details E
Mead Johnson P (8.6%) 4.8% 0.0% 5.1% 4.2% 7.9% Details E
Merck & Co., Inc. P (5.3%) 7.6% 3.1% 7.1% 5.1% 8.2% Details E
Michigan ORS Plan P (7.7%) 6.0% 0.1% 5.5% 5.6% 9.4% Details E
Microsoft P (7.4%) 6.9% 2.0% 6.9% 6.9% 10.8% Details E
National Express P (6.6%) 4.4% 0.1% 6.3% 5.4% 9.4% Details E
NetApp P (5.6%) 6.7% 3.0% 8.2% 7.2% 9.7% Details E
Oracle Corporation P (7.7%) 5.7% 3.8% 9.0% 9.6% 14.0% Details E
PNC Bank P (8.0%) 5.2% 1.2% 6.3% 6.7% 9.9% Details E
Principal Choice Series A P (3.9%) 6.8% 1.1% 6.8% 6.8% 9.4% Details E
PwC P 0.1% 5.9% (0.4%) 4.5% 5.1% 10.2% Details E
Simple Truth P (7.5%) 4.6% 0.2% 5.5% 6.3% 10.1% Details E
Sinai Health System P (8.3%) 6.3% 2.9% 7.1% 6.5% 11.3% Details E
Sirius Computer Solutions, Inc. P (9.1%) 4.7% 0.9% 5.8% 5.0% 7.7% Details E
St. of Connecticut P (6.9%) 6.6% 2.2% 7.2% 6.6% 8.0% Details E
The Pascua Yaqui Tribe P 9.6% 9.3% 2.5% 7.0% 7.2% 11.4% Details E
The Travelers Companies, Inc. P 1.6% 10.8% 3.3% 8.2% 6.7% 10.1% Details E
The Warranty Group P (4.2%) 5.7% 1.4% 6.9% 5.8% 10.9% Details E
TIAA M (10.1%) 5.1% 0.5% 5.1% 5.0% 7.4% Details E 800-842-2252
TIAA--Illinois SMP M (4.1%) 8.6% 4.3% 7.6% 6.0% 7.9% Details E 800-842-2252
Underwriters Laboratories P (10.9%) 3.6% 0.9% 6.4% 7.6% 11.2% Details E
United Health Care Group P (10.9%) 3.7% (0.2%) 4.4% 4.1% 8.9% Details E
University of Virginia P (9.7%) 5.1% 0.8% 5.7% 4.9% 10.3% Details E
US Foods P (8.0%) 3.4% (0.7%) 4.3% 4.4% 9.8% Details E
VMWare P (7.0%) 5.5% 1.3% 6.7% 5.8% 9.7% Details E
Wells Fargo & Company P (7.3%) 4.3% 0.9% 6.0% 5.8% 10.6% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Century Choice A M 1.4% 10.5% 4.6% 8.2% 7.4% 12.3% Details E 800-345-2021
American Funds M (6.4%) 6.9% 2.8% 7.3% 6.2% 10.8% Details E 800-421-9923
Fidelity Choice Series A M (7.0%) 6.4% 0.5% 5.7% 6.0% 9.2% Details E-M 800-343-3548
Fidelity Choice Series S1 M (7.8%) 1.1% 3.0% 10.0% 11.7% 12.6% Details E-M 800-343-3548
Franklin Templeton Series 2 M (5.4%) 6.2% 1.9% 8.4% 8.4% 11.1% Details M 800-527-2020
Janus Choice Series A M (7.6%) 5.1% 2.2% 6.7% 6.8% 12.7% Details ? Exisiting Janus customers only
T. Rowe Price Choice Series A M (9.9%) 2.3% 3.5% 9.6% 10.2% 14.0% Details M 855-389-9474
T. Rowe Price Choice Series D M (2.6%) 7.3% 4.1% 10.6% 9.2% 11.3% Details E 855-389-9474
Vanguard Choice Series B M (10.5%) 4.5% 1.5% 6.1% 5.1% 10.3% Details E 800-523-9442
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series A E (13.1%) (2.1%) (5.4%) 1.4% 4.8% 9.5% Details M 800-387-2331
Fidelity ETF  E (13.7%) 4.8% (1.4%) 4.0% 4.4% 10.3% Details M 800-343-3548
Schwab ETF Choice Series A E (9.7%) 1.8% (1.3%) 4.2% 4.4% 9.7% Details M 866-855-9102
Schwab ETF Choice Series S1 E (9.7%) 5.1% 0.7% 6.2% 6.0% 10.2% Details M 866-855-9102
TD Ameritrade ETF Series A E (20.0%) (1.8%) (4.2%) 1.8% 2.7% 9.2% Details M 800-454-9272
Vanguard ETF Choice Series A E (5.4%) 5.1% 0.6% 5.9% 5.8% 10.9% Details M 800-523-9442
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), Compass Platinum, E*TRADE, and Ameritrade ETF Series (1/1/2003)
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.