HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 4/22/2019
Plan Name
(Click to see investment choices)
Plan Type[1] 1/4/19
(1-YR+)
12/11/15
(3-YR+)
1/10/14
(5-YR+)
1/6/12
(7-YR+)
1/16/09
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - 0.9% 7.8% 5.5% 8.5% 10.7% 6.1% - -
Vanguard Balanced Index (60%/40%) - 4.5% 8.7% 7.2% 9.1% 10.5% 5.9% - -
Fidelity Balanced (60%/40%) - 4.8% 9.2% 7.6% 9.9% 11.5% 7.1% - -
Vanguard Wellesley Income (40%/60%) - 2.0% 6.4% 5.7% 6.8% 8.6% 7.3% - -
Fidelity Freedom 2030 - 2.2% 8.9% 6.0% 8.4% 10.4% 5.9% - -
Fidelity Freedom 2010 - 1.8% 5.8% 4.0% 5.7% 7.8% 6.1% - -
HORIZON™ Average - (2.66%) 2.91% 7.43% 7.43% 7.19% 11.16% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—All Funds P (2.7%) 3.7% 3.4% 7.1% 6.9% 10.1% Details E  
Accenture—Unrestricted P (4.0%) 2.9% 1.4% 5.8% 5.9% 10.3% Details E
ADP P 1.1% 5.1% 4.1% 9.1% 8.3% 8.8% Details E
Ameritas Choice Series A P (3.5%) 2.0% 1.2% 6.0% 5.9% 10.4% Details E
Aon Corporation P (3.2%) 3.1% 2.4% 7.9% 7.4% 11.8% Details E
AXA Equitable Annuities Series A P 0.8% 2.5% 1.7% 6.6% 6.0% 11.5% Details E
Bank of America P (0.9%) 3.4% 2.5% 7.1% 6.4% 9.6% Details E
Baylor College of Medicine P (4.1%) 0.5% 0.6% 5.6% 6.4% 11.2% Details E
CCH P (3.2%) 1.7% 0.3% 6.1% 5.8% 10.9% Details E
Centier Bank 401(k) Plan P (4.0%) 3.1% 2.6% 6.7% 6.1% 10.8% Details E
Centaurus Financial P (2.4%) 5.2% 4.3% 8.6% 6.2% 9.1% Details E
Chicago Deferred Compensation Plan P (4.7%) 0.9% 0.9% 7.0% 6.4% 9.7% Details E
Cisco P (3.1%) 3.6% 3.0% 7.5% 6.6% 10.6% Details E
Coca-Cola P (4.2%) 2.7% 2.7% 7.1% 5.8% 11.4% Details E
Coca-Cola Bottlers Assn P 0.5% 3.5% 2.6% 7.8% 7.3% 11.7% Details E
Empower Series A P 7.1% 7.1% 5.9% 9.4% 8.0% 11.8% Details E
Ernst & Young P (0.4%) 5.7% 4.9% 8.9% 7.6% 10.9% Details E
Fidelity--Illinois SMP P (2.8%) 3.3% 3.0% 8.1% 7.7% 11.2% Details E
First Midwest Bank P (4.2%) 2.9% 2.3% 6.7% 7.1% 10.9% Details E
Halock Security Labs P (5.8%) 1.8% 2.7% 7.5% 7.0% 10.5% Details E
Hill-Rom  P (2.6%) 2.6% 1.9% 6.8% 7.0% 12.0% Details E
Huron Consulting Group P (3.8%) 2.3% 2.0% 6.8% 7.2% 11.8% Details E
IBM Corp. P (4.3%) (0.5%) (0.4%) 4.1% 7.2% 4.4% Details E
Insperity P (3.6%) 3.2% 3.5% 7.7% 7.0% 9.8% Details E
Jones Lang LaSalle P 1.2% 5.1% 3.8% 9.2% 8.4% 11.8% Details E
KPMG P (4.1%) 1.4% 1.1% 6.1% 6.5% 12.7% Details E
Kronos P (1.3%) 5.3% 5.0% 8.8% 8.6% 11.8% Details E
Lockheed Martin P (4.0%) 0.9% 0.5% 4.6% 3.7% 9.0% Details E
McKesson Corporation P (0.9%) 4.9% 4.1% 8.6% 6.7% 9.2% Details E
Mead Johnson P (2.7%) 1.8% 1.4% 5.9% 4.8% 8.3% Details E
Merck & Co., Inc. P (1.5%) 4.4% 3.8% 7.6% 5.5% 8.3% Details E
Michigan ORS Plan P (2.4%) 3.3% 1.9% 6.7% 6.4% 10.1% Details E
Microsoft P 0.4% 5.4% 4.1% 8.6% 8.1% 11.1% Details E
National Express P (2.2%) 2.5% 1.5% 7.0% 5.9% 10.2% Details E
NetApp P (2.8%) 4.4% 3.6% 8.5% 7.6% 9.9% Details E
Oracle Corporation P (2.0%) 3.9% 3.1% 8.1% 9.0% 13.3% Details E
PNC Bank P (4.2%) 2.5% 2.0% 6.8% 7.1% 10.2% Details E
Principal Choice Series A P (0.4%) 3.2% 2.3% 7.5% 7.3% 9.8% Details E
PwC P (5.2%) (0.4%) (0.8%) 3.9% 4.7% 9.9% Details E
Simple Truth P (2.0%) 1.9% 1.7% 6.5% 6.8% 10.3% Details E
Sinai Health System P (5.3%) 2.5% 2.9% 7.0% 6.4% 11.0% Details E
Sirius Computer Solutions, Inc. P (3.6%) 2.6% 2.2% 7.0% 5.8% 8.2% Details E
St. of Connecticut P (2.4%) 3.0% 3.2% 8.0% 7.1% 8.3% Details E
The Pascua Yaqui Tribe P 3.9% 5.2% 3.2% 7.6% 7.6% 11.5% Details E
The Travelers Companies, Inc. P (2.7%) 3.9% 2.5% 7.8% 6.4% 9.6% Details E
The Warranty Group P (1.8%) 2.5% 2.6% 7.6% 6.3% 10.8% Details E
TIAA M (4.0%) 2.8% 2.5% 6.5% 6.0% 8.0% Details E 800-842-2252
TIAA--Illinois SMP M 0.5% 6.0% 5.2% 8.1% 6.5% 8.1% Details E 800-842-2252
Underwriters Laboratories P (5.4%) 2.4% 2.1% 7.2% 8.2% 11.5% Details E
United Health Care Group P (5.2%) 1.4% 1.2% 5.4% 5.2% 9.6% Details E
University of Virginia P (5.0%) 1.5% 1.7% 6.1% 5.1% 10.4% Details E
US Foods P (3.8%) 0.4% 0.1% 4.6% 4.6% 9.9% Details E
VMWare P (3.7%) 2.2% 2.0% 6.9% 5.9% 9.5% Details E
Visual Supply Company P (5.8%) 6.4% 5.4% 10.3% 11.4% 13.1% Details E
Wells Fargo & Company P (2.8%) 2.2% 2.2% 6.7% 6.3% 10.6% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Funds M (3.3%) 4.1% 3.2% 7.5% 6.3% 10.6% Details E 800-421-9923
Fidelity Choice Series A M (0.8%) 2.6% 1.7% 6.7% 6.8% 9.3% Details E-M 800-343-3548
Fidelity Choice Series S1 M (3.5%) 2.8% 4.0% 10.7% 12.2% 12.7% Details E-M 800-343-3548
Franklin Templeton Series 2 M (0.0%) 2.9% 3.2% 9.1% 8.7% 11.2% Details M 800-527-2020
Janus Choice Series A M (1.8%) 4.4% 3.6% 7.6% 7.3% 12.8% Details ? Exisiting Janus customers only
T. Rowe Price Choice Series A M (3.2%) 3.4% 4.9% 10.4% 10.9% 14.1% Details M 855-389-9474
T. Rowe Price Choice Series D M (1.0%) 5.9% 5.5% 11.6% 9.9% 11.5% Details E 855-389-9474
Vanguard Choice Series B M (4.7%) 2.3% 2.6% 6.7% 5.6% 10.6% Details E 800-523-9442
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series A E (8.1%) (4.0%) (4.4%) 2.0% 5.1% 9.6% Details M 800-387-2331
Fidelity ETF  E (6.9%) 0.3% 0.2% 4.9% 5.1% 10.6% Details M 800-343-3548
Schwab ETF Choice Series A E (6.0%) (0.8%) (0.7%) 4.4% 4.7% 9.7% Details M 866-855-9102
Schwab ETF Choice Series S1 E (4.9%) 0.3% 1.6% 6.7% 6.3% 10.5% Details M 866-855-9102
TD Ameritrade ETF Series A E (14.0%) (3.5%) (3.0%) 2.5% 3.2% 9.5% Details M 800-454-9272
Vanguard ETF Choice Series A E (1.2%) 1.0% 1.4% 6.4% 6.1% 11.1% Details M 800-523-9442
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), Compass Platinum, E*TRADE, and Ameritrade ETF Series (1/1/2003)
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.