HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 4/6/2020
Plan Name
(Click to see investment choices)
Plan Type[1] 12/16/19
(YTD)
12/31/18
(1-YR+)
12/26/16
(3-YR+)
12/22/14
(5-YR+)
12/17/12
(7-YR+)
12/28/09
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - (18.4%) (1.0%) 2.8% 2.8% 5.5% 6.3% 5.9% - -
Vanguard Balanced Index (60%/40%) - (13.7%) 3.2% 4.6% 4.5% 7.0% 7.8% 6.9% - -
Vanguard Wellesley Income (40%/60%) - (6.5%) 4.9% 4.2% 4.3% 5.8% 6.9% 7.3% - -
Fidelity Freedom 2030 - (17.9%) (1.3%) 3.8% 3.3% 5.7% 6.6% 6.0% - -
Fidelity Freedom 2010 - (9.2%) 2.3% 4.3% 3.3% 4.6% 5.6% 5.9% - -
HORIZON™ Average - (21.2%) (2.12%) 5.13% 8.07% 8.07% 7.05% 12.11% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—All Funds P (20.3%) 1.9% 7.6% 5.6% 9.6% 7.8% 11.9% Details E  
Accenture—Unrestricted P (24.5%) (2.7%) 4.7% 2.9% 7.2% 6.7% 11.9% Details E
ADP P (19.1%) (1.0%) 4.3% 3.8% 8.7% 7.6% 10.2% Details E
Ameritas Choice Series A P (16.4%) 0.9% 5.9% 2.6% 6.1% 5.1% 10.5% Details E
Aon Corporation P (16.2%) (0.7%) 6.1% 4.9% 9.5% 7.8% 12.2% Details E
Bank of America P (21.5%) (3.1%) 4.5% 2.3% 7.4% 5.6% 8.2% Details E
Baylor College of Medicine P (21.4%) (2.1%) 4.0% 2.7% 7.3% 6.7% 13.2% Details E
CCH P (23.3%) (4.2%) 4.8% 2.1% 5.7% 4.9% 10.0% Details E
Centaurus Financial P (20.8%) 0.3% 5.3% 3.8% 8.0% 6.2% 12.2% Details E
Centier Bank 401(k) Plan P (23.3%) (6.9%) 3.4% 1.8% 6.5% 5.6% 12.4% Details E
Chicago Deferred Compensation Plan P (22.8%) (5.5%) 4.2% 2.3% 8.1% 6.7% 10.3% Details E
Cisco P (19.3%) (0.8%) 5.0% 3.2% 8.0% 6.2% 10.1% Details E
Coca-Cola P (24.6%) (5.4%) 2.9% 1.8% 7.2% 4.5% 10.2% Details E
Coca-Cola Bottlers Assn P (21.0%) (0.9%) 5.9% 4.3% 8.3% 7.0% 13.1% Details E
Dell Technologies P (23.7%) (6.7%) 2.3% 1.0% 6.1% 5.5% 10.9% Details E
Equitable Series A P (22.2%) (4.5%) 4.2% 1.4% 6.5% 6.9% 12.7% Details E
Ernst & Young P (18.4%) 2.7% 9.2% 7.3% 11.1% 9.3% 12.7% Details E
FedEx Corporation P (21.5%) (5.7%) 4.0% 2.8% 8.0% 6.8% 10.5% Details E
Fidelity--Illinois SMP P (19.5%) (0.7%) 6.0% 3.9% 8.0% 7.5% 11.8% Details E
Genentech P (21.8%) 0.3% 5.8% 3.4% 8.0% 7.1% 10.9% Details E
Granite Telecommunications P (24.5%) (3.0%) 4.7% 2.7% 7.2% 6.6% 10.1% Details E
Halock Security Labs P (17.5%) (1.0%) 5.6% 4.4% 9.3% 7.9% 10.9% Details E
Hill-Rom  P (22.4%) (3.6%) 5.2% 3.3% 7.4% 6.4% 12.9% Details E
IBM Corp. P (22.3%) (2.6%) 3.3% 2.2% 6.7% 5.5% 7.2% Details E
Insperity P (24.6%) (7.5%) 3.5% 2.0% 7.0% 6.4% 10.1% Details E
Jones Lang LaSalle P (35.1%) (15.2%) 0.7% (0.3%) 4.6% 4.8% 10.8% Details E
KPMG P (23.0%) (4.7%) 2.8% 0.6% 5.6% 5.7% 13.7% Details E
Kronos P (23.2%) (4.1%) 4.2% 2.7% 6.9% 6.1% 11.4% Details E
Ladenburg Savings Plan P (22.3%) (3.6%) 4.8% 3.7% 8.5% 7.2% 11.1% Details E
Lockheed Martin P (22.7%) (5.2%) 2.3% 1.0% 5.8% 5.0% 10.2% Details E
McKesson Corporation P (21.1%) (1.6%) 5.8% 4.3% 9.1% 7.7% 10.1% Details E
Mead Johnson P (19.0%) 1.5% 5.3% 2.7% 7.2% 5.9% 9.6% Details E
Merck & Co., Inc. P (22.7%) (4.4%) 4.2% 2.6% 7.4% 6.6% 9.5% Details E
Michigan ORS Plan P (21.3%) (3.4%) 4.0% 2.6% 7.1% 6.1% 10.6% Details E
Microsoft P (17.6%) 4.1% 7.6% 5.6% 9.7% 8.6% 12.2% Details E
National Express P (23.4%) (7.2%) 3.3% 2.0% 6.8% 6.5% 11.1% Details E
NetApp P (20.9%) (1.1%) 6.4% 5.2% 9.7% 8.2% 11.2% Details E
Oracle Corporation P (20.5%) 0.8% 6.8% 5.0% 8.6% 4.6% 11.1% Details E
Accenture—Unrestricted P NA NA NA NA NA NA NA Details E
Simple Truth P (22.8%) (3.5%) 5.3% 2.3% 6.8% 6.3% 10.2% Details E
Sinai Health System P (23.4%) (4.4%) 3.4% 2.1% 6.0% 5.8% 11.4% Details E
Sirius Computer Solutions, Inc. P (20.5%) (2.5%) 3.9% 2.1% 6.8% 5.7% 9.7% Details E
St. of Connecticut P (21.1%) (0.8%) 5.9% 3.2% 7.3% 6.5% 8.5% Details E
Accenture—Unrestricted P (24.5%) (2.7%) 4.7% 2.9% 7.2% 6.7% 11.9% Details E
The Travelers Companies, Inc. P (21.7%) (3.0%) 4.7% 3.0% 7.2% 5.9% 10.5% Details E
Accenture—Unrestricted P (24.5%) (2.7%) 4.7% 2.9% 7.2% 6.7% 11.9% Details E
TIAA M (24.4%) (1.9%) 6.5% 3.7% 8.1% 7.0% 7.4% Details E 800-842-2252
TIAA--Illinois SMP M (15.6%) 1.3% 6.1% 4.8% 8.2% 7.4% 9.3% Details E 800-842-2252
Underwriters Laboratories P (23.9%) (2.0%) 4.5% 3.2% 7.9% 7.7% 12.3% Details E
United Health Care Group P (22.4%) (5.4%) 1.9% 0.4% 5.8% 4.8% 10.4% Details E
Accenture—Unrestricted P (24.5%) (2.7%) 4.7% 2.9% 7.2% 6.7% 11.9% Details E
US Foods P (25.2%) (7.4%) 0.7% (0.3%) 5.3% 4.7% 11.1% Details E
Visual Supply Company P (20.8%) (6.2%) 2.8% 0.6% 5.9% 7.3% 12.8% Details E
VMWare P (19.3%) (0.4%) 5.0% 3.0% 7.4% 6.3% 10.7% Details E
Wells Fargo & Company P (23.4%) 2.8% 7.6% 5.7% 10.2% 8.1% 12.3% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Funds M (15.7%) (2.1%) 6.0% 5.2% 8.8% 7.2% 10.9% Details E 800-421-9923
Fidelity Choice Series A M (21.7%) (3.9%) 3.7% 2.3% 7.4% 5.2% 8.5% Details E-M 800-343-3548
Fidelity Choice Series S1 M (20.7%) (5.7%) 1.7% 1.2% 6.7% 7.8% 12.4% Details E-M 800-343-3548
Franklin Templeton Series 2 M (14.2%) 2.7% 3.1% 1.8% 6.9% 5.7% 11.7% Details M 800-527-2020
Janus Choice Series A M (17.6%) (0.2%) 6.3% 4.3% 9.1% 7.3% 13.9% Details ? Closed
Accenture—Unrestricted M (24.5%) (2.7%) 4.7% 2.9% 7.2% 6.7% 11.9% Details M
T Rowe Price Series D M (17.4%) 1.9% 6.5% #VALUE! 10.8% 9.9% 16.0% Details E 855-389-9474
Vanguard Choice Series B M (13.4%) 2.4% 7.2% 5.2% 9.9% 8.6% 12.3% Details E 800-523-9442
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series B E (21.8%) (1.4%) 6.1% 3.8% 8.1% 6.8% 10.4% Details M 800-387-2331
Fidelity ETF Series A E (22.4%) (2.6%) 5.4% 3.7% 8.4% 7.1% 12.2% Details M 800-343-3548
Schwab ETF Choice Series A E (16.6%) 0.9% 4.6% 2.8% 7.3% 6.2% 11.8% Details M 866-855-9102
Accenture—Unrestricted E NA NA NA NA NA NA NA Details M 866-855-9102
TD Ameritrade ETF Series A E (19.8%) 1.4% 6.5% 3.6% 8.0% 6.8% 12.7% Details M 800-454-9272
Vanguard ETF Choice Series A E (19.5%) 1.9% 7.0% 4.6% 9.0% 8.4% 12.0% Details M 800-523-9442
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), E*TRADE, Schwab and Ameritrade ETF Series (1/1/2003)    
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.