HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 11/7/2022
Plan Name
(Click to see investment choices)
Plan Type[1] 12/24/21
(YTD)
12/24/21
(1-YR+)
1/4/19
(3-YR+)
12/30/16
(5-YR+)
12/26/14
(7-YR+)
1/6/12
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - (19.3%) (5.8%) 7.1% 6.3% 4.8% 7.3% 5.9% - -
Vanguard Balanced Index (60%/40%) - (18.6%) (4.9%) 6.9% 6.4% 5.6% 7.7% 6.9% - -
Vanguard Wellesley Income (40%/60%) - (11.9%) (2.8%) 4.7% 4.3% 4.0% 5.6% 6.7% - -
Fidelity Freedom® 2040 - (20.8%) (6.4%) 7.8% 7.3% 5.3% 8.0% 5.2% - -
Fidelity Freedom® 2020 - (18.6%) (7.4%) 4.2% 4.3% 3.2% 5.3% 5.8% - -
HORIZON™ Average - (15.1%) (2.6%) 7.4% 7.5% 6.7% 9.9% 12.4% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—All Funds P (16.7%) (3.3%) 6.8% 7.9% 6.8% 9.8% 11.8% Details E  
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
ADP P (14.4%) (1.2%) 8.5% 8.5% 7.9% 11.0% 10.6% Details E
Aon Corporation P (11.7%) (0.0%) 6.1% 6.2% 6.2% 9.8% 12.3% Details E
Bank of America P (11.8%) (1.8%) 6.6% 7.0% 6.3% 9.7% 9.4% Details E
Baylor College of Medicine P (19.1%) (5.3%) 6.5% 6.4% 5.9% 9.2% 13.3% Details E
CCH P (16.8%) (1.9%) 6.0% 5.7% 5.2% 8.5% 10.8% Details E
Centier Bank 401(k) Plan P (14.1%) (3.8%) 4.2% 4.5% 4.4% 7.9% 11.9% Details E
Chicago Deferred Compensation Plan P (17.4%) (2.9%) 6.4% 6.0% 5.8% 9.8% 11.0% Details E
Coca-Cola P (19.1%) (5.1%) 4.2% 4.8% 4.1% 8.0% 10.9% Details E
Coca-Cola Bottlers Assn P (15.2%) (2.5%) 7.9% 8.5% 7.7% 10.4% 13.6% Details E
Dell Technologies P (17.3%) (3.1%) 4.7% 4.8% 4.2% 7.9% 10.9% Details E
Equitable Series A P (13.3%) (3.4%) 6.1% 6.4% 5.8% 9.1% 13.5% Details E
Ernst & Young P (14.6%) (1.6%) 10.5% 11.1% 9.6% 12.5% 13.4% Details E
FedEx Corporation P (16.9%) (3.2%) 6.0% 6.4% 5.5% 9.4% 10.6% Details E
Genentech P (16.8%) (4.3%) 9.1% 7.8% 6.6% 9.7% 10.9% Details E
Halock Security Labs P (15.1%) (1.7%) 6.5% 6.2% 6.4% 9.9% 11.5% Details E
Hill-Rom  P (13.2%) (2.0%) 5.9% 6.3% 5.6% 8.8% 12.9% Details E
IBM Corp. P (27.3%) (9.4%) 2.8% 3.3% 3.3% 7.9% 7.0% Details E
Insperity P (15.1%) (1.6%) 5.1% 5.5% 5.1% 8.8% 10.7% Details E
Jones Lang LaSalle P (12.7%) (3.7%) 10.6% 10.4% 8.6% 11.3% 13.5% Details E
KPMG P (23.5%) (6.5%) 3.7% 3.9% 3.3% 7.2% 13.3% Details E
Kronos P (13.0%) 0.5% 6.2% 7.1% 6.2% 8.9% 11.6% Details E
Ladenburg Savings Plan P (15.4%) (2.3%) 5.3% 5.8% 5.7% 9.1% 10.9% Details E
MarkLogic P 8.2% 8.3% 14.0% 12.6% 9.9% 11.9% 13.2% Details E
Merrill ETF Series A P (18.6%) (3.9%) 6.6% 6.1% 6.0% 9.3% 9.7% Details E
McKesson Corporation P (12.1%) 2.7% 10.3% 8.9% 8.3% 11.4% 11.0% Details E
Mead Johnson P (11.2%) 1.2% 11.4% 9.3% 7.2% 9.9% 10.6% Details E
Michigan ORS Plan P (9.4%) (0.2%) 8.3% 7.0% 6.8% 9.6% 11.4% Details E
Microsoft P (22.3%) (7.8%) 8.1% 7.8% 7.2% 10.2% 12.0% Details E
National Express P (20.8%) (9.4%) 2.5% 4.0% 3.9% 7.9% 11.7% Details E
NetApp P (18.2%) (3.2%) 7.4% 7.3% 7.3% 10.4% 11.3% Details E
Oracle Corporation P (16.7%) (3.5%) 8.8% 9.2% 7.9% 10.1% 11.5% Details E
PayPal P (12.0%) (0.5%) 7.3% 7.5% 7.1% 10.7% 10.6% Details E
Simple Truth P (9.8%) 0.1% 8.9% 7.8% 6.8% 9.4% 11.8% Details E
Sirius Computer Solutions, Inc. P (17.8%) (3.6%) 6.7% 5.9% 5.3% 8.5% 10.1% Details E
St. of Connecticut P (18.2%) (2.8%) 5.5% 6.6% 4.9% 8.2% 9.1% Details E
The Travelers Companies, Inc. P (14.9%) (1.4%) 8.2% 7.0% 6.5% 9.3% 11.2% Details E
TIAA M (19.1%) (4.0%) 5.4% 5.7% 5.3% 8.6% 7.6% Details E 800-842-2252
TIAA--Illinois RSP M (0.9%) 9.5% 12.3% 10.9% 8.9% 10.7% 10.1% Details E 800-842-2252
Underwriters Laboratories P (11.4%) 1.8% 11.5% 9.2% 8.1% 11.2% 13.1% Details E
United Health Care Group P (19.1%) (4.2%) 5.3% 4.7% 4.3% 8.1% 10.8% Details E
US Foods P (18.4%) (6.3%) 3.8% 3.2% 3.0% 7.0% 11.2% Details E
VMWare P (16.2%) (2.8%) 6.7% 6.1% 5.4% 8.7% 10.8% Details E
Voya--Illinois RSP  P (14.2%) (3.4%) 7.6% 7.7% 5.9% 9.0% 10.5% Details E
Wells Fargo & Company P (20.8%) (7.2%) 6.9% 7.1% 6.8% 10.1% 12.0% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Accenture—Unrestricted P (16.1%) (3.9%) 6.6% 6.1% 6.0% 9.3% 0.0% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Accenture—Unrestricted P (18.6%) (3.9%) 6.6% 6.1% 6.0% 9.3% 9.7% Details E
Accenture—Unrestricted P (16.1%) (1.6%) 6.5% 6.4% 6.0% 9.1% 12.3% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Funds M (12.8%) 0.4% 5.1% 6.4% 5.7% 9.1% 11.0% Details E 800-421-9923
Fidelity Choice Series A M (15.2%) (0.6%) 8.5% 7.9% 6.7% 10.1% 9.6% Details E-M 800-343-3548
Fidelity Choice Series S1 M (19.1%) (4.0%) 6.9% 5.8% 5.3% 10.0% 13.0% Details E-M 800-343-3548
Franklin Templeton Series 2 M (25.0%) (9.8%) 4.9% 3.9% 3.7% 7.6% 11.3% Details M 800-527-2020
Janus Choice Series A M (16.4%) (2.8%) 6.7% 7.8% 6.8% 10.0% 13.8% Details ? Closed
T Rowe Price Series D M (17.2%) (3.8%) 7.6% 9.2% 8.2% 12.0% 15.7% Details E 855-389-9474
Vanguard Choice Series B M (19.1%) (7.0%) 7.2% 7.5% 6.5% 10.3% 12.1% Details E 800-523-9442
Accenture—Unrestricted M (16.1%) (3.9%) 6.6% 6.1% 6.0% 9.3% 0.0% Details M
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series B E (16.5%) (3.3%) 7.8% 7.0% 6.7% 9.3% 10.8% Details M 800-387-2331
Fidelity ETF Series A E (17.2%) (4.9%) 4.8% 4.8% 5.3% 8.8% 11.9% Details M 800-343-3548
Schwab ETF Choice Series A E (18.3%) (2.5%) 5.3% 4.4% 4.4% 7.9% 11.4% Details M 866-855-9102
TD Ameritrade ETF Series A E (13.1%) 0.1% 9.5% 7.8% 6.9% 9.7% 12.9% Details M 800-454-9272
Vanguard ETF Choice Series A E (18.9%) (5.6%) 5.9% 5.8% 5.7% 9.4% 11.6% Details M 800-523-9442
Accenture—Unrestricted E (16.1%) (3.9%) 6.6% 6.1% 6.0% 9.3% 0.0% Details M 866-855-9102
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), E*TRADE, Schwab and Ameritrade ETF Series (1/1/2003)    
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.