As of November 27, 2023, the HORIZON™ Model Portfolio for the IBM 401(k) Plus Plan has seen a
16.7% investment return
(excludes plan growth due to contributions)
over the past
71-months since the most recent
rolling five-year benchmark performance period started on January 1, 2018.
Compass Investors urges subscribers not to focus on short-term results--whether
up or down--as you should instead focus on the superior results that HORIZON™ provides over the long-term (see Market Cycle results that follow). HORIZON™ is the ONLY strategy that you can count on to produce increased
gains in sustained up markets and protection of account value in severe down
thereby always keeping you on the path towards having Retirement Income
During the period for which we have data available for the IBM Plan (01/01/2004), as of 11/27/23, an initial $100,000 starting investment guided by HORIZON™’s Adaptive Asset Allocation™ (AAA) strategy grew by $299,533 to $399,533, a growth of 300% (excluding any additional contributions).
This compares to the growth, over that same period, of $100,000 invested in the following alternatives:
- The Plan Index (PI)* grew by $261,719 -- HORIZON™’s growth was 14% higher.
- The best performing Formulaic Asset Allocation (FAA)** fund (IBM Aggressive Life Strategy) grew by $283,237 -- HORIZON™’s growth was 6% higher.
- The S&P 500 Index with dividends grew by $505,448 -- HORIZON™’s growth was -41% higher.
- A Money Market investment grew by $26,769 -- HORIZON™’s growth was 1019% higher.