Compass Investors is not a registered broker-dealer, investment advisor or financial planner. The mathematical analysis presented below is intended ONLY to offer a point-in-time snapshot of how the investments shown are performing relative to each another and does not constitute personal investment advice. Your actual investment decisions should be made ONLY after consulting with a certified financial planner or investment advisor who will guide you on the suitability of any investment decisions.
Use of this Action Report confirms that you understand that your actual performance may be higher or lower than any reported back-tested performance which are not indicative or a guarantee of future performance. You understand that all investing assumes the possibility of loss and that you are solely responsible for your investment decisions.
As always, please try to make your reallocations as soon as possible to avoid incurring any short-term trading penalties.
HORIZON for Accenture�All Funds Model Portfolio
|Name||Score||Model Portfolio Allocation||Holding Periods / Penalties / Comments||
|PIMCO Stable Value Fund||6||-||CASH|
|PIMCO Total Return Collective Trust||3||-||FIXED INCOME|
|Vanguard Inflation Protected Securities||18||-||30-day repurchase restriction.||FIXED INCOME|
|Vanguard Institutional Total Bond Market Index Trust||(0)||-||30-day repurchase restriction.||FIXED INCOME|
|Vanguard Value Index||199||23.0%||30-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Vanguard Institutional 500 Index Trust||213||25.0%||30-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Vanguard Mid Cap Index Fund||179||-||30-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Vanguard Small Cap Index Fund||146||-||30-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Vanguard Real Estate Index Fund||243||28.0%||30-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Fidelity Contrafund Commingled Pool||180||-||60-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Fidelity OTC Commingled Pool||184||-||60-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Vanguard Growth Index||210||24.0%||30-day repurchase restriction.||DOMESTIC EQUITIES||*|
|Capital New Perspective Trust||67||-||30-day repurchase restriction.||INTERNATIONAL EQUITIES|
|Fidelity Diversified International Commingled Pool||35||-||
60-day repurchase restriction.
Fee of 1% if owned less than 30 days.
|Vanguard Emerging Markets Fund||(20)||-||30-day repurchase restriction.||INTERNATIONAL EQUITIES|
|Vanguard Inst Total International Stk Mkt Index Trust||21||-||30-day repurchase restriction.||INTERNATIONAL EQUITIES|
* The HORIZON� service is intended to comply with the requirements of the Interpretive Bulletin 96-1 issued by the Department of Labor with respect to participant-directed plans subject to Section 404(c) of ERISA. The program and materials constitute participant education and are not intended to (and are not) investment advice. Compass Investors, LLC and its partners and affiliates are not responsible for any action or failure to act of any individual accessing or using these materials or programs.
You will receive a thank you gift of $50 for everyone who subscribes to the HORIZON� service as a result of your referring them to us. If you are interested in hosting a free live seminar or webinar at your workplace, please e-mail us at [email protected] to discuss the details.
Note: Stated performance results may be understated by the amount of any current fund distributions. Results of any fund distributions will appear in your next Action Report.
As of December 27, 2021, the HORIZON� Model Portfolio for the
Accenture�All Funds 401(k) plan (ACNA) has seen a 104.9% pure investment
return (excludes plan growth due to contributions) over the past 68-months since
the most recent rolling five-year benchmark performance period started on
January 1, 2016.
Compass Investors urges subscribers not to focus on short-term results--whether up or down--as you should instead focus on the superior results that HORIZON� provides over the long-term (see Market Cycle results that follow). HORIZON� is the ONLY strategy that you can count on to produce increased gains in sustained up markets and protection of account value in severe down markets thereby always keeping you on the path towards having Retirement Income Security.
During the Market Cycle that began 01/01/1997, as of 12/27/21, an initial $100,000 starting investment guided by HORIZON��s Adaptive Asset Allocation� (AAA) strategy grew by $2,036,740 to $2,136,740, a growth of 2,037% (excluding any additional contributions). Please refer to the Service Disclaimer for additional information on the calculation of performance and the use of proxy and benchmark funds in the HORIZON� Model Portfolio.
This compares to the growth, over that same period, of $100,000 invested in the following alternatives:
The Plan Index (PI)* grew by $783,159 -- HORIZON��s growth was 160% higher.
The best performing Formulaic Asset Allocation (FAA)** fund (Fidelity Freedom� 2020) grew by $428,571 -- HORIZON��s growth was 375% higher.
The S&P 500 Index with dividends grew by $881,079 -- HORIZON��s growth was 131% higher.
A Money Market investment grew by $59,969 -- HORIZON��s growth was 3296% higher.
* The performance data given represents past performance and should not be
considered indicative of future results.
Never forget that your key to success is always to focus on your long-term results that you will achieve over market cycles, not on short-term results. Providing for your Retirement Income Security (RIS) is a "marathon not a sprint." HORIZON� outperforms all other approaches over all market cycles-maximizing plan growth during up markets, limiting loss during down markets and quickly recovering any lost plan value after a down market ends�leading to the largest plan value by the time you retire.
Click to see the 5-Year Benchmark Period chart.
You can use the Compass Investors Estimated Return Calculator� to determine your approximate Plan returns since you started using HORIZON�. Click here or on the graph above to display the Market Cycle Performance Table which contains the input data you will need when using the calculator.
You can use the Compass Investors' Average Annual Return (AAR) Calculator� to determine what your investment returns were prior to you starting to use HORIZON�.
Please click here to see a short (~ 5 minute) video showing you how to use the Reallocation Worksheet.
Compass Investors HORIZON� is an independent publication of Compass Investors, LLC and is not associated with Accenture, Inc. Accenture, Inc. assumes no responsibility for the Compass Investors HORIZON� service. Actual investment choices are the sole responsibility of the subscriber and it should be noted that the performance results contained herein may not equal future performance. Under no circumstances will Compass Investors, LLC be liable for any losses incurred as a result of a subscriber's allocation decisions.
Copyright � Compass Investors, LLC. May not be copied or distributed without a license or express written consent.