REMINDER: Intended Use of the Action Report.

Compass Investors is not a registered broker-dealer, investment advisor or financial planner. The mathematical analysis presented below is intended ONLY to offer a point-in-time snapshot of how the investments shown are performing relative to each another and does not constitute personal investment advice. Your actual investment decisions should be made ONLY after consulting with a certified financial planner or investment advisor who will guide you on the suitability of any investment decisions.

Use of this Action Report confirms that you understand that your actual performance may be higher or lower than any reported back-tested performance which are not indicative or a guarantee of future performance. You understand that all investing assumes the possibility of loss and that you are solely responsible for your investment decisions.

 

****CONFIDENTIAL****

HORIZON� Action Report:
Accenture�All Funds 401(k) Plan (December 27, 2021)

Table of Contents

Current Period Fund Analysis* (December 27, 2021)

As always, please try to make your reallocations as soon as possible to avoid incurring any short-term trading penalties.

HORIZON for Accenture�All Funds Model Portfolio
Dec-2021
Name Score Model Portfolio Allocation Holding Periods / Penalties / Comments Asset Class
(Favored Highlighted*)		  
PIMCO Stable Value Fund 6                      -     CASH  
PIMCO Total Return Collective Trust 3                      -     FIXED INCOME  
Vanguard Inflation Protected Securities 18                      -   30-day repurchase restriction. FIXED INCOME  
Vanguard Institutional Total Bond Market Index Trust (0)                      -   30-day repurchase restriction. FIXED INCOME  
Vanguard Value Index 199 23.0% 30-day repurchase restriction. DOMESTIC EQUITIES *
Vanguard Institutional 500 Index Trust 213 25.0% 30-day repurchase restriction. DOMESTIC EQUITIES *
Vanguard Mid Cap Index Fund 179                      -   30-day repurchase restriction. DOMESTIC EQUITIES *
Vanguard Small Cap Index Fund 146                      -   30-day repurchase restriction. DOMESTIC EQUITIES *
Vanguard Real Estate Index Fund 243 28.0% 30-day repurchase restriction. DOMESTIC EQUITIES *
Fidelity Contrafund Commingled Pool 180                      -   60-day repurchase restriction. DOMESTIC EQUITIES *
Fidelity OTC Commingled Pool 184                      -   60-day repurchase restriction. DOMESTIC EQUITIES *
Vanguard Growth Index 210 24.0% 30-day repurchase restriction. DOMESTIC EQUITIES *
Capital New Perspective Trust 67                      -   30-day repurchase restriction. INTERNATIONAL EQUITIES  
Fidelity Diversified International Commingled Pool 35                      -   60-day repurchase restriction.
Fee of 1% if owned less than 30 days.		 INTERNATIONAL EQUITIES  
Vanguard Emerging Markets Fund (20)                      -   30-day repurchase restriction. INTERNATIONAL EQUITIES  
Vanguard Inst Total International Stk Mkt Index Trust 21                      -   30-day repurchase restriction. INTERNATIONAL EQUITIES  

 

* The HORIZON� service is intended to comply with the requirements of the Interpretive Bulletin 96-1 issued by the Department of Labor with respect to participant-directed plans subject to Section 404(c) of ERISA. The program and materials constitute participant education and are not intended to (and are not) investment advice. Compass Investors, LLC and its partners and affiliates are not responsible for any action or failure to act of any individual accessing or using these materials or programs.

 

 

 

Subscriber Referral Program

You will receive a thank you gift of $50 for everyone who subscribes to the HORIZON� service as a result of your referring them to us. If you are interested in hosting a free live seminar or webinar at your workplace, please e-mail us at [email protected] to discuss the details.

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Your Current 5-Year Benchmark Period Results
(January 1, 2016 to December 27, 2021)

 

Note: Stated performance results may be understated by the amount of any current fund distributions. Results of any fund distributions will appear in your next Action Report.

 

As of December 27, 2021, the HORIZON� Model Portfolio for the Accenture�All Funds 401(k) plan (ACNA) has seen a 104.9% pure investment return (excludes plan growth due to contributions) over the past 68-months since the most recent rolling five-year benchmark performance period started on January 1, 2016.

Compass Investors urges subscribers not to focus on short-term results--whether up or down--as you should instead focus on the superior results that HORIZON� provides over the long-term (see Market Cycle results that follow). HORIZON� is the ONLY strategy that you can count on to produce increased gains in sustained up markets and protection of account value in severe down markets thereby always keeping you on the path towards having Retirement Income Security.

During the Market Cycle that began 01/01/1997, as of 12/27/21, an initial $100,000 starting investment guided by HORIZON��s Adaptive Asset Allocation� (AAA) strategy grew by $2,036,740 to $2,136,740, a growth of 2,037% (excluding any additional contributions). Please refer to the Service Disclaimer for additional information on the calculation of performance and the use of proxy and benchmark funds in the HORIZON� Model Portfolio.

This compares to the growth, over that same period, of $100,000 invested in the following alternatives:

 

* The performance data given represents past performance and should not be considered indicative of future results.

Never forget that your key to success is always to focus on your long-term results that you will achieve over market cycles, not on short-term results. Providing for your Retirement Income Security (RIS) is a "marathon not a sprint." HORIZON� outperforms all other approaches over all market cycles-maximizing plan growth during up markets, limiting loss during down markets and quickly recovering any lost plan value after a down market ends�leading to the largest plan value by the time you retire.

 

Click to see the 5-Year Benchmark Period chart.

Determining YOUR results since subscribing to HORIZON�

You can use the Compass Investors Estimated Return Calculator� to determine your approximate Plan returns since you started using HORIZON�. Click here or on the graph above to display the Market Cycle Performance Table which contains the input data you will need when using the calculator.

You can use the Compass Investors' Average Annual Return (AAR) Calculator� to determine what your investment returns were prior to you starting to use HORIZON�.

Using the Reallocation Worksheet Video

Please click here to see a short (~ 5 minute) video showing you how to use the Reallocation Worksheet.

 

Compass Investors HORIZON� is an independent publication of Compass Investors, LLC and is not associated with Accenture, Inc. Accenture, Inc. assumes no responsibility for the Compass Investors HORIZON� service. Actual investment choices are the sole responsibility of the subscriber and it should be noted that the performance results contained herein may not equal future performance. Under no circumstances will Compass Investors, LLC be liable for any losses incurred as a result of a subscriber's allocation decisions.

Copyright � Compass Investors, LLC. May not be copied or distributed without a license or express written consent.