Horizon for Accenture—All Funds Model Portfolio
June 17, 2013
|Name||Score||Model Portfolio Allocation||Holding Periods / Penalties / Comments|
|PIMCO Stable Value Fund||17||-|
|PIMCO Total Return Fund||(6)||-||0 - 7 days 2.00|
|Vanguard Inflation Protected Securities||(43)||-||60-day repurchase restriction.|
|Vanguard Total Bond Market Index Fund||(7)||-||60-day repurchase restriction.|
|Longleaf Partners Fund||57||-|
|Vanguard Value Index||94||21.0%||60-day repurchase restriction.|
|Vanguard Institutional Index (S&P 500)||74||-||60-day repurchase restriction.|
|Vanguard Mid Cap Index Fund||76||17.0%||60-day repurchase restriction.|
|Vanguard Small Cap Index Fund||87||19.0%||60-day repurchase restriction.|
|Vanguard REIT Index Fund||2||-||60-day repurchase restriction.|
|Fidelity Contrafund||51||-||60-day repurchase restriction.|
|Fidelity OTC Portfolio||80||18.0%||60-day repurchase restriction.|
|Vanguard Growth Index||47||-||60-day repurchase restriction.|
|Royce Opportunity Fund||108||25.0%|
|American New Perspective Fund||54||-||30-day repurchase restriction.|
|Fidelity Diversified International||44||-||
60-day repurchase restriction.
Fee of 1% if owned less than 30 days.
|Vanguard Emerging Markets Fund||(70)||-||60-day repurchase restriction.|
|Vanguard Total International Stock Index Fund||7||-||
60-day repurchase restriction.
Fee of 2% if owned less than 60 days.
* The Horizon™ service is intended to comply with the requirements of the Interpretive Bulletin 96-1 issued by the Department of Labor with respect to participant-directed plans subject to Section 404(c) of ERISA. The program and materials constitute participant education and are not intended to (and are not) investment advice. Compass Investors, LLC and its partners and affiliates are not responsible for any action or failure to act of any individual accessing or using these materials or programs.
As of June 17, 2013, the Horizon™ Model Portfolio
for the Accenture 401(k) plan (ACNA) has seen a
14.6% pure investment return
over the past
since the current Subscription Refund Guarantee Period started on January 1,
Compass Investors urges subscribers not to focus on short-term results--whether up or down--as you should instead focus on the superior results that Horizon™ provides over the long-term (see Market Cycle results that follow). Horizon™ is the ONLY strategy that you can count on to produce increased gains in sustained up markets and protection of account value in severe down markets thereby always keeping you on the path towards having Retirement Income Security.
During the Market Cycle that began 01/01/1997, as of 06/17/13, an initial $100,000 starting investment guided by Horizon™’s Adaptive Asset Allocation™ (AAA) strategy grew by $477,094 to $577,094, a growth of 477% (excluding any additional contributions). Please refer to the Service Disclaimer for additional information on the calculation of performance and the use of proxy and benchmark funds in the Horizon™ Model Portfolio.
This compares to the growth, over that same period, of $100,000 invested in the following alternatives:
* The performance data given represents past performance
and should not be considered indicative of future results.
Never forget that your key to success is always to focus on your long-term results that you will achieve over market cycles, not on short-term results. Providing for your Retirement Income Security (RIS) is a "marathon not a sprint." Horizon™ outperforms all other approaches over all market cycles—maximizing plan growth during up markets, limiting loss during down markets and quickly recovering any lost plan value after a down market ends—leading to the largest plan value by the time you retire.
Compass Investors is the only company we are aware of in the financial services business that stands behind its service with a Subscription Refund Guarantee.
Following your 5th anniversary of becoming a subscriber, the value of the Horizon™ investment made on January 1st of the year you subscribed will always be greater than one of the following two investment alternatives. And if it is not, you may cancel your subscription and receive a full refund of the prior year's fees.
* The Plan Index (PI) investment is defined as the return from an equal distribution of a portfolio's dollar balance, reallocated each Action Report period, into each of the available fund choices. The Plan Index is essentially the average return of the funds included in the Horizon™ Model Portfolio.
** If your plan includes a Formulaic Asset Allocation (FAA) fund (e.g., Life Style, Life Cycle, Life Stage, Balanced, Target Date Fund, Balanced, etc.) then the performance of the domestic FAA fund in your plan that had the best return during the year prior to the start of each guarantee period. Otherwise, either the performance of a 70/30 equity/fixed income style mix of the best performing funds in the Horizon™ Model Portfolio during the year prior to the start of each guarantee period or the Fidelity Freedom fund that had the best return during the year prior to the start of each guarantee period.
You can use the Compass Investors Estimated Return Calculator™ to determine your approximate Plan returns since you started using Horizon™. Click here or on the graph above to display the Market Cycle Performance Table which contains the input data you will need when using the calculator.
You can use the Compass Investors' Average Annual Return (AAR) Calculator™ to determine what your investment returns were prior to you starting to use Horizon™.
Compass Investors Horizon™ is an independent publication of Compass Investors, LLC and is not associated with Accenture, Inc. Accenture, Inc. assumes no responsibility for the Compass Investors Horizon™ service. Actual investment choices are the sole responsibility of the subscriber and it should be noted that the performance results contained herein may not equal future performance. Under no circumstances will Compass Investors, LLC be liable for any losses incurred as a result of a subscriber's allocation decisions.
Copyright © Compass Investors, LLC. May not be copied or distributed without a license or express written consent.