References to adaptive strategies are multiplying in financial blogs, investment newsletters, and discussion boards dedicated to retirement investment strategies. And as we show in this blog “Adaptive Asset Allocation Comes of Age,” citing two new studies from Invesco and TIAA, 401(k) participants and IRA investors are not only adapting–they are outpacing those who don’t, reducing their risk of arriving at retirement with insufficient funds.

We were pleased almost three years ago when Wall Street Journal columnist Jason Zweig reviewed Compass Investors and a few other companies offering similar services in a column about adaptive strategies. While somewhat skeptical then, he had to admit that “there seems to be little doubt” how our subscribers had fared—even in the wake of 2008. With the increasing frequency of allusions to adaptive strategies in the news, and major players like Invesco and TIAA making regular comparisons between adaptive portfolio management and more traditional models, it is time for both individual investors and plan sponsors alike to consider how to incorporate adaptive style investing into their current retirement saving strategy.

Investors saving for retirement are losing patience with passive target date funds, which have languished over the last decade. But as hundreds of our subscribers have found, we are here to help, having guided them to adapt their investments with the market, and averaging over 12% annual investment return since 1997.

If an adaptive asset allocation investing service such as HORIZON™ is not yet available at your company, or if there is someone you know who could benefit from consistent and effective investment analysis, contact us to investigate the possibilities.