Horizon™ for Principal Financial Group Choice Series A
Subscription Refund Guarantee Period Results
As of August 15, 2016, the Horizon™ Model Portfolio
for the Principal Financial Group Choice Series A Plan has seen a
12.6% pure investment return
(excludes plan growth due to contributions) over the past
since the current Subscription Refund Guarantee Period started on January 1,
Compass Investors urges subscribers not to focus on short-term results--whether
up or down--as you should instead focus on the superior results that
Horizon™ provides over the long-term (see Market Cycle results that follow). Horizon™ is the ONLY
strategy that you can count on to produce increased gains in sustained up
markets and protection of account value in severe down markets thereby always keeping you
on the path towards having Retirement Income Security.
During the Market Cycle that began 01/01/1997, as of 08/15/16, an initial $100,000 starting investment guided by Horizon™’s Adaptive Asset Allocation™ (AAA) strategy grew by $521,653 to $621,653, a growth of 522% (excluding any additional contributions). Please refer to the Service Disclaimer for additional information on the calculation of performance and the use of proxy and benchmark funds in the Horizon™ Model Portfolio.
This compares to the growth, over that same period, of $100,000 invested in the following alternatives:
- The Plan Index (PI)* grew by $326,804 -- Horizon™’s growth was 60% higher.
- The best performing Formulaic Asset Allocation (FAA)** fund (Fidelity Freedom 2020) grew by $250,224 -- Horizon™’s growth was 108% higher.
- The S&P 500 Index with dividends grew by $313,210 -- Horizon™’s growth was 67% higher.
- A Money Market investment grew by $55,053 -- Horizon™’s growth was 848% higher.
- A Money Market investment grew by $55,052 -- Horizon™’s growth was 983% higher.
Horizon™ Starting Year Guarantee Results
Click on your Horizon™ enrollment year to view your Subscription Refund
Guarantee Period Results:
The path to
Retirement Income Security requires a commitment to a
long-term view. Saving for retirement is a marathon, not a sprint. Horizon™'s
unique approach of identifying best positioned funds based on the current market
conditions, combined with on-going periodic adjustments assures stability and conservation
of portfolio value during down markets and acceleration of growth during up markets.
Horizon™ significantly outperforms the best of the most commonly used and
advocated investment strategies during all market periods.