Horizon™ for Sinai Health System Fund List (as of 09/01/23)
Type/Asset Class	Plan Fund Name	Comments/Penalties
Money Market	CREF Money Market Account	None
Stable Value	Prudential Guaranteed Interest Account	None
Inflation-Protected Bond	CREF Inflation-Linked Bond Account	Transfers out must be >$1000 or 100%
Intermediate Core Bond	American Funds Bond Fund of America	None
High Yield Bond	Vanguard High-Yield Corporate Fund	None
Multisector Bond	Loomis Sayles Bond Fund	None
Moderate Allocation	American Funds Balanced Fund	None
Equity	CREF Stock Account	Transfers out must be >$1000 or 100%
Large Growth	American Funds Growth Fund of America	None
Large Blend	Vanguard PRIMECAP Fund	None
Large Value	Vanguard Windsor Fund	None
Mid-Cap Blend	Vanguard Extended Market Index Fund	None
Mid-Cap Growth	T Rowe Price Mid Cap Growth Fund	None
Small Growth	Vanguard Explorer Fund	None
Small Value	Wells Fargo Special Small Cap Value Fund	None
Real Estate	Cohen & Steers Realty Shares	None
Social Choice	CREF Social Choice Account	Transfers out must be >$1000 or 100%
Foreign Large Blend	Vanguard Developed Markets Index Fund	None
Foreign Large Growth	American Funds EuroPacific Growth Fund	None
Foreign Large Growth	Vanguard International Growth Fund	None
Foreign Large Value	Vanguard International Value Fund	None
International	CREF Global Equities Account	Transfers out must be >$1000 or 100%
Diversified Emerging Mkts	American Funds New World	None
Real Estate	TIAA Real Estate	Transfers out limited to 1x/90 days
Diversified Emerging Mkts	Vanguard Emerging Markets Stock Index Fund	Do not include. American Funds better choice.
Large Blend	Vanguard Institutional Index Fund	Do not include. CREF better choice.
Inflation-Protected Bond	Vanguard Inflation Protected Securities Fund	Do not include. CREF better choice.
Intermediate Core Bond	Vanguard Total Bond Market Index Fund	Do not include. ABNDX better choice.
Intermediate Core-Plus Bond	PIMCO Total Return	Do not include. Too Volatile.
Mid-Cap Value	John Hancock Disciplined Value Mid Cap Fund	Do not include. Too Volatile.
Small Growth	PGIM Jennison Small Company	Do not include. Too Volatile.