Most "experts" suggest that 70% (or less) of your pre-retirement income each year will be sufficient to provide you with a quality standard of living in retirement. But, with realities of increasing life expectancy, rising costs of living, and uncertain entitlement programs, Compass Investors believes that replacing 100% of your pre-retirement income each year during your retirement should be your minimum goal. Each of us only get one shot at this, and we would rather you reach retirement having saved MORE than you needed than the unenviable alternative of running out of money before you die. So, to avoid this unthinkable outcome, Compass Investors encourages subscribers to grow and protect their own investment portfolio so that it alone can provide them with at least 100% of their pre-retirement income.