HORIZON™ Back-Tested Plan True Investment Average Annual Return (AAR)*
Through 7/31/2017
Plan Name
(Click to see investment choices)
Plan Type[1] 12/7/15
(1-YR+)
1/6/14
(3-YR+)
1/2/12
(5-YR+)
12/28/09
(7-YR+)
1/8/07
(10-YR+)
Since
Inception[3]
Plan
Performance
History
Level
of
Effort[4]
Fund/Brokerage
Contact #
Benchmark Investments (Balanced Funds, Best Target Date Fund)
Fidelity Asset Manager (70%/30%) - 16.3% 6.5% 10.0% 9.0% 5.7% 6.8% - -
Vanguard Balanced Index (60%/40%) - 10.5% 7.4% 9.7% 9.7% 6.6% 5.8% - -
Fidelity Balanced (60%/40%) - 11.6% 7.7% 10.7% 10.0% 6.6% 7.1% - -
Vanguard Wellesley Income (40%/60%) - 8.5% 6.4% 7.5% 8.2% 6.9% 7.9% - -
Fidelity Freedom 2030 - 14.0% 7.4% 10.0% 9.2% 5.2% 6.1% - -
Fidelity Freedom 2010 - 9.5% 5.3% 7.1% 7.2% 4.8% 6.5% - -
HORIZON™ Average - 12.51% 2.81% 8.95% 7.05% 7.00% 11.90% Details -
Employer Retirement Plans (e.g., 401(k), 403(b))
Accenture—All Funds P 13.0% 3.3% 7.8% 6.0% 6.1% 10.5% Details E  
Accenture—Unrestricted P 12.3% 1.7% 7.0% 5.6% 5.3% 11.2% Details E
ADP P 10.3% 3.7% 10.1% 8.8% 7.2% 10.4% Details E
Ameritas Choice Series A P 12.1% (0.3%) 5.3% 3.4% 4.9% 11.1% Details E
Aon Corporation P 13.9% 2.8% 9.5% 6.0% 7.1% 12.5% Details E
Athletico P 13.9% 1.7% 7.3% 6.2% 6.9% 10.5% Details E
Bank of America P 11.9% 0.7% 7.4% 5.8% 5.0% 9.4% Details E
Baylor College of Medicine P 10.5% 1.4% 8.4% 6.9% 7.9% 13.7% Details E
Coca-Cola Bottlers Assn P 10.0% 1.4% 9.0% 6.2% 6.8% 12.5% Details E
CCH P 13.5% (0.5%) 7.1% 5.3% 6.0% 11.4% Details E
Centier Bank 401(k) Plan P 13.4% 3.0% 8.1% 5.2% 6.2% 12.0% Details E
Cisco P 17.4% 4.4% 9.8% 7.9% 6.7% 11.8% Details E
Chicago Deferred Compensation Plan P 12.0% 3.3% 10.5% 7.7% 6.8% 11.0% Details E
Coca-Cola P 12.0% 3.6% 9.0% 6.1% 5.5% 11.4% Details E
Ernst & Young P 15.7% 5.1% 9.9% 8.1% 6.4% 11.4% Details E
First Midwest Bank P 13.1% 3.6% 8.9% 7.0% 7.0% 11.6% Details E
Forsythe Technology P 10.3% 1.2% 7.6% 5.6% 5.1% 9.2% Details E
Hill-Rom  P 9.0% 1.7% 8.3% 6.3% 7.6% 13.2% Details E
Halock Security Labs P 11.4% 4.1% 10.0% 7.2% 6.5% 11.5% Details E
Huron Consulting Group P 13.0% 1.9% 7.8% 6.6% 6.9% 12.3% Details E
IBM Corp. P 6.9% (0.1%) 5.7% 3.9% - 5.1% Details E
Insperity P 13.7% 4.9% 9.7% 7.0% 6.2% 10.7% Details E
KPMG P 12.7% 0.7% 7.3% 5.6% 6.7% 13.5% Details E
Kronos P 16.2% 6.2% 10.8% 8.5% 9.1% 13.0% Details E
Lockheed Martin P 9.5% (0.5%) 5.0% 3.1% 4.3% 9.9% Details E
McKesson Corporation P 17.2% 5.0% 10.6% 8.2% 5.6% 10.1% Details E
Mead Johnson P 11.6% 1.0% 7.1% 5.3% 4.0% 8.7% Details E
Merck & Co., Inc. P 13.7% 3.9% 8.8% 6.0% 4.4% 8.7% Details E
Microsoft P 13.6% 2.9% 8.9% 7.7% 6.7% 11.6% Details E
National Express P 9.7% 0.6% 8.3% 5.9% 6.1% 10.2% Details E
Oracle Corporation P 13.1% 6.3% 12.1% 10.4% 10.1% 15.2% Details E
PNC Bank P 12.3% 2.6% 8.6% 8.1% 6.4% 10.8% Details E
Principal Choice Series A P 13.1% 1.4% 8.3% 6.6% 5.2% 10.0% Details E
PwC P 10.3% (1.1%) 5.3% 4.6% 4.8% 10.9% Details E
Simple Truth P 10.2% 0.8% 7.4% 6.1% 5.3% 10.9% Details E
Sinai Health System P 13.4% 4.7% 9.4% 7.6% 6.5% 12.2% Details E
St. of Connecticut P 13.3% 3.2% 9.2% 7.6% 5.9% 8.6% Details E
SURS P 13.2% 4.0% 10.0% 8.4% 6.9% 11.9% Details E
The Pascua Yaqui Tribe P 12.1% 1.0% 7.2% 5.9% 6.2% 11.8% Details E
The Travelers Companies, Inc. P 16.9% 3.0% 9.3% 6.5% 5.3% 10.5% Details E
The Warranty Group P 12.9% 2.7% 9.2% 6.3% 6.7% 11.8% Details E
Underwriters Laboratories P 11.9% 3.5% 9.5% 8.5% 7.5% 12.4% Details E
US Foods P 10.3% 0.6% 6.6% 4.9% 5.3% 10.9% Details E
University of Virginia P 12.7% 2.2% 7.9% 5.7% 5.6% 11.3% Details E
Valparaiso City Utilities P 10.6% 2.0% 6.9% 5.7% 5.9% 11.4% Details E
VMWare P 11.8% 2.2% 8.8% 6.3% 5.3% 10.5% Details E
Wells Fargo & Company P 9.7% 1.8% 8.0% 5.9% 6.3% 11.5% Details E
Mutual Fund Investments (e.g., IRA, non-retirement)
American Century Choice A M 15.4% 4.4% 9.0% 7.3% 7.2% 12.8% Details E 800-345-2021
American Funds M 13.7% 4.1% 9.4% 6.4% 6.8% 11.6% Details E 800-421-9923
Fidelity Choice Series A M 13.1% 1.0% 7.5% 6.1% 5.9% 9.9% Details E-M 800-343-3548
Fidelity Choice Series S1 M 5.6% 5.9% 13.9% 11.3% 12.0% 13.9% Details E-M 800-343-3548
Franklin Templeton Series 2 M 14.6% 3.8% 11.5% 8.2% 8.8% 12.1% Details M 800-527-2020
Janus Choice Series A M 10.6% 3.4% 8.7% 6.7% 7.4% 13.7% Details ? Exisiting Janus customers only
T. Rowe Price Choice Series A M 10.1% 7.5% 13.9% 10.6% 11.9% 15.5% Details M 855-389-9474
T. Rowe Price Choice Series D M 17.2% 7.0% 14.4% 11.4% 9.6% 12.4% Details E 855-389-9474
TIAA M 13.2% 2.1% 7.4% 6.1% 4.6% 8.2% Details E 800-842-2252
Vanguard Choice Series B M 12.4% 3.7% 8.8% 6.3% 6.9% 11.3% Details E 800-523-9442
ETF Investments (e.g., IRA, non-retirement)
E*TRADE ETF Choice Series A E 1.4% (5.3%) 3.4% 4.0% 6.6% 11.1% Details M 800-387-2331
Fidelity ETF  E 18.0% 1.6% 7.4% 5.0% 6.8% 11.8% Details M 800-343-3548
Schwab ETF Choice Series A E 8.2% 0.2% 6.7% 5.2% 5.4% 10.8% Details M 866-855-9102
Schwab ETF Choice Series S1 E 12.5% 2.1% 8.7% 6.9% 6.4% 11.2% Details M 866-855-9102
TD Ameritrade ETF Series A E 8.0% (0.9%) 5.7% 3.9% 5.9% 11.5% Details M 800-454-9272
Vanguard ETF Choice Series A E 11.0% 1.2% 7.7% 6.9% 6.2% 11.7% Details M 800-523-9442
 
* The performance data given represents past performance and should not be considered indicative of future results.   
Notes
[1] M = Mutual fund family, E = ETF Provider/Brokerage, P = Employer Sponsored Retirement Plan
[2] Shaded cells represent ABOVE AVERAGE performance for indicated period
[3] All inception dates are 1/1/1997, except IBM (1/1/2004), Compass Platinum, E*TRADE, and Ameritrade ETF Series (1/1/2003)
[4] Estimate of time required to do a reallocation: E = Less than 10 minutes, M = Less than 30 minutes, H = Less than 60 minutes, NA = Handled by a third party
[5] Fidelity Freedom Funds Used for comparison. "Best" chosen to be the fund with the highest annual performance in the year prior to the start of the period.