While better than doing nothing
or trying to guess which funds to
invest in, traditional Asset Allocation strategies (LifeCycle and Target
Date funds, Managed Accounts, models
based on questionnaires, etc.) follow a Formulaic Asset Allocation (FAA)
approach that requires you to always have a fixed percentage (40%-80%)
of your Plan’s value invested in stocks--even when the stock
market is clearly going down. Following a FAA approach will NOT allow you to
reach your retirement goal. Horizon's™ approach to Asset
Allocation delivers
superior results.
Horizon™, on the other hand, employs an objective
approach we call Adaptive Asset Allocation™ (AAA). AAA delivers
the highest returns with low risk by trending your Plan's investment
allocations so as to work with -- rather
than fight against -- the changing tide of market and economic realities.
Read more about
the AAA approach...
Our results speak for themselves...
-
Horizon™ out-performed Fidelity's and Vanguard's best
Asset Allocation funds for the past 5 years by over 100%.
-
Horizon™ out-performed Barron’s most recently published list of the
Most Prominent Financial Institutions by over 100%.
-
Horizon™ out-performed Value Line’s published best 5-year
performing portfolios by over 100%.
-
See the details...
To see the true investment return (i.e., no new contributions
are made) of different approaches, the following chart
compares a starting investment of $100,000 for an actual company Retirement Plan managed by Horizon™
against the best 12 Life Cycle/FAA funds and a money
market fund.
Click
to see a larger picture of this chart.
Horizon's™ performance results are independently
audited.
Horizon's™
process and performance results have been verified by
Ashland Partners,
the leading compliance firm auditing investment management results, in
accordance with the ethical and quality standards developed and
published by the Chartered Financial Analyst (CFA) Institute.
