Definitions

• (Performance Guarantee #1) Plan Index (PI). The return from an equal distribution of dollars, reallocated each Action Report period, into each of the funds contained in the Retirement Plan. The Plan Index is essentially the average return for the Retirement Plan.

• (Performance Guarantee #2) Formulaic Asset Allocation (FAA). If your plan includes a Formulaic Asset Allocation (FAA) fund (e.g., Life Style, Life Cycle, Life Stage, Balanced, Target Date Retirement, Balanced, etc.) then the performance of the domestic FAA fund in your Plan that had the best return during the year prior to the start of each guarantee period. Otherwise, the performance of an 70/30 Equity/Fixed Income mix of the best performing funds in your Plan over the last 12 months at the start of each guarantee period.