Compass Institute and Compass Investors Credentials

Compass Institute, LLC

The Compass Institute is a think-tank dedicated to the research and analytics of investment strategies for Retirement Plan Participants for their existing Plans. It has developed and provides an optimized Adaptive Asset Allocation™ (AAA) investment strategy alternative for existing Retirement Plans to Participants and provides investment strategy Diagnostic Services to Plan Sponsors.

Compass Investors, LLC

Compass Investors (the provider of Horizon™) is entirely independent and does not sell any investment vehicle (stocks, mutual funds, annuities) or receive any form of compensation whatsoever from any brokerage firm, exchange, advisory service, stock manipulator/promoter, insider, or any company or mutual fund recommended.

Compass Investors provides plan administrative services and provides Retirement Plan Participants with the Horizon™ recommendations, an ongoing Adaptive Asset Allocation™ strategy for their existing Plans that optimizes the growth of their existing Plans with low risk. Horizon™ is offered to subscribers on a fixed-fee basis and is performance-backed by Compass Investors. Innovative communication and educational seminars

Compass Investors conducts innovative communication and educational seminars about Retirement Plan strategies for companies and their employees.

Compass Institute and Compass Investors are members of the Plan Sponsor Council of America (PSCA). Established in 1947, PSCA is a national, non-profit association of 1,200 companies and their 3 million employees representing its members' interests to federal policymakers. PSCA's services are tailored to meet the needs of both large (Fortune 100 firms) and smaller, entrepreneurial businesses.

Compass Investors Principles

Kevin L. Coppola, President & founder of Compass Investors and Compass Institute

• Former Accenture executive.
• 21 years focused on the application of leading edge technology to complex business problems
• Developer and copyright holder of Horizon, a premier Retirement Plan management tool used by employees of such companies as Accenture, PWC, Xerox, Merck, SAP and Swiss Re, among others.

Tony Clark, Senior Vice President of Compass Investors

• Former strategic advisor to major consulting firms including Accenture, KPMG and Boston Consulting Group
• Over 20 years of R&D and application in behavioral financial market price movements.